How to start rescuing and earning!
Earn rewards for each qualified referral – up to 10 per calendar year, for a total of $500 annually.
RESCUE-A-FRIEND
Rescue your friends from banks and earn up to $500
For every friend you refer who becomes a member, you’ll earn $50 — up to 10 times per calendar year. That’s up to $500! And your friend will get a $100 signing bonus.
Register
Register
Enter your information in the registration form above.
Invite your friends
Provide their contact information or share your personal link directly with your friends.
Get $50 for each friend
Once they register and become a member by opening a qualifying account* you get $50 and your friend gets $100.
Your ReferLive Member Portal
When you register, you will be able to access your referral portal, powered by ReferLive. You can continue to refer friends through your personal portal. Go to referlive.com and enter your email address and password.
If you do not remember your password, click Forgot Password and ReferLive will automatically send you an email with instructions on how to reset your password. You can also change your password in ReferLive once you have logged in by clicking Your Profile at the top.
Member Support
Have questions? We've made it easy to speak to a ReferLive ambassador, members can call (615) 864-7520 or email ReferLive at info@referlive.com.
Mon-Fri 6:00AM to 2:00PM PST
If all qualification criteria have been met, your reward will be sent as a Visa® Virtual Reward to the email address provided during registration. Please allow 2-3 weeks after completion of all requirements for delivery of the Visa® Virtual Reward.
FAQs
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What if I did not receive an email for my referral portal?
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Who can I refer?
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What’s the reward and how much can I earn?
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How do I get rewarded?
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How do I use my Visa® Virtual Reward?
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Is my reward card reloadable?
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Does my Visa® Virtual Reward expire?
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Can you deposit the reward card money into my checking or savings account?
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Can I use my reward card at an ATM or for a cash advance?
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What should I do if I have not received my Visa® Virtual Reward?
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What does my friend need to do to qualify?
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Can I refer more than one person?
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Do referrals expire?
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What if my friend forgets to use my referral link?
*Refer a Friend – Terms & Conditions
How it works
Existing member (Referrer) must register at sffirecu.org/refer to access your referral portal and send your unique link via email or social media.
Your friend/family member must:
- Register using the link provided in the referral email or on social media, and
- Join SF Fire Credit Union by opening one of the following:
- Share account (Consumer or Business): Checking, Tiered Savings, Money Market, or any Term Certificate; or
- Loan product: Credit Card (Consumer or Business), Personal Loan, Home Loan, Home Equity, Vehicle Loan, or Student Loan.
- Indirect Loans and Trust/Estate accounts are not eligible for this promotion.
- Meet funding requirements: deposit at least $250 into the Share account within 60 days of new membership or have the loan funded within 90 days.
Rewards
- New member: $100 Visa® Virtual Reward after qualification criteria are met.
- Existing member: $50 Visa® Virtual Reward for each qualifying referral (up to $500 total per calendar year).
Reward eligibility & delivery
- Referrer must be a current member. At the time the reward is issued, both the referrer and the referred member must have open accounts in good standing (no negative balances).
- The existing member and referred member must be 18 years or older.
- Referral links do not expire. However, once a referred person accepts the invitation and registers using the link, they have 180 days to complete the referral process before it expires.
- If multiple existing members refer the same person, only the first referral registration completed by the referred member will be used by the program.
- The referred member cannot have previously had a membership with SF Fire Credit Union.
- Employees of SF Fire Credit Union are eligible for the $50 referral bonus when referring qualified new members. However, employees are not eligible for the $100 new member sign-up bonus if they join as new members themselves.
- Visa® Virtual Rewards are issued to the email address provided at registration. Reward is not transferrable.
- Please allow 2-3 weeks after completion of all requirements for delivery of the Visa® Virtual Reward. The Visa® Virtual Rewards are subject to Terms and Conditions delivered with the reward.
- SF Fire Credit Union, in their sole discretion, reserves the right to refuse payment of the reward.
- This offer runs September 6, 2025 thru December 31st, 2025. This offer can be changed at any time without notice.
- If you receive $600 or more in prizes from SF Fire Credit Union in a calendar year, we will issue an IRS Form 1099.
ReferLive is a trademark of CustomerStream, LLC.
The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from SF Fire Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Virtual Reward (gift card) will be issued to the Referrer after all conditions have been met in the time frames provided.
Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.
