REFERRAL BONUS

For every friend you refer, get $100

In celebration of our 75th Anniversary, you'll earn $100 for every friend you refer who becomes a member - up to $500 per calendar year! And your friend will get a $150 signing bonus.*

Register

How to start earning while helping friends discover SF Fire Credit Union

For a limited time, we’re increasing the referral bonuses, giving you and your friends more for being part of SF Fire Credit Union. From now through March 31, 2026, you can earn $100 for each qualified referral, up to 5 per calendar year. That's $500 annually. And your friends can get $150.

Now that you know the program, it's time to start rescuing friends from banks and earning rewards along the way.

Register

Enter your information in the registration form above.

Invite your friends

Provide their contact information or share your personal link directly with your friends.

Get $100 for each friend

Once they register and become a member by opening a qualifying account* you get $100 and your friend gets $150.

Your ReferLive Member Portal

When you register, you will be able to access your referral portal, powered by ReferLive. You can continue to refer friends through your personal portal. Go to referlive.com and enter your email address and password.

If you do not remember your password, click Forgot Password and ReferLive will automatically send you an email with instructions on how to reset your password. You can also change your password in ReferLive once you have logged in by clicking Your Profile at the top.

Member Support

Have questions? We've made it easy to speak to a ReferLive ambassador, members can call (615) 864-7520 or email ReferLive at info@referlive.com.

Mon-Fri 6:00AM to 2:00PM PST

If all qualification criteria have been met, your reward will be sent as a Visa® Virtual Reward to the email address provided during registration. Please allow 2-3 weeks after completion of all requirements for delivery of the Visa® Virtual Reward.

FAQs

*Refer a Friend – Terms & Conditions 

How it works 

Existing member (Referrer) must register at sffirecu.org/refer to access your referral portal and send your unique link via email or social media. 

Your friend/family member must: 

  1. Register using the link provided in the referral email or on social media, and 
  2. Join SF Fire Credit Union by opening one of the following: 
    • Share account (Consumer or Business): Checking, Tiered Savings, Money Market, or any Term Certificate; or 
    • Loan product: Credit Card (Consumer or Business), Personal Loan, Home Loan, Home Equity, Vehicle Loan, or Student Loan. 
    • Indirect Loans and Trust/Estate accounts are not eligible for this promotion. 
  3. Meet funding requirements: deposit at least $250 into the Share account within 60 days of new membership or have the loan funded within 90 days.
  •  

Rewards

  • New member: $150 Visa® Virtual Reward after qualification criteria are met (Standard referral bonus prior to promo period $100).
  • Existing member: $100 Visa® Virtual Reward for each qualifying referral (up to $500 total per calendar year) (Standard referral bonus prior to promo period $50).

 

Reward eligibility & delivery 

  • Referrer must be a current member. At the time the reward is issued, both the referrer and the referred member must have open accounts in good standing (no negative balances). 
  • The existing member and referred member must be 18 years or older. 
  • Referral links do not expire. However, once a referred person accepts the invitation and registers using the link, they have 180 days to complete the referral process before it expires.
  • If multiple existing members refer the same person, only the first referral registration completed by the referred member will be used by the program. 
  • The referred member cannot have previously had a membership with SF Fire Credit Union. 
  • Employees of SF Fire Credit Union are eligible for the $100 referral bonus when referring qualified new members. However, employees are not eligible for the $150 new member sign-up bonus if they join as new members themselves.
  • Visa® Virtual Rewards are issued to the email address provided at registration. Reward is not transferrable.  
  • Please allow 2-3 weeks after completion of all requirements for delivery of the Visa® Virtual Reward. The Visa® Virtual Rewards are subject to Terms and Conditions delivered with the reward. 
  • SF Fire Credit Union, in their sole discretion, reserves the right to refuse payment of the reward. 
  • This promotional offer runs January 20, 2026 through March 31, 2026. This offer can be changed at any time without notice. 
  • If you receive $600 or more in prizes from SF Fire Credit Union in a calendar year, an IRS Form 1099 will be issued.

 

ReferLive is a trademark of CustomerStream, LLC. 

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from SF Fire Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Virtual Reward (gift card) will be issued to the Referrer after all conditions have been met in the time frames provided.  

 

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.