Kundan, Bay Area artist.
Putting her first since 2016.


Get free, no-hassle business checking

Our business checking account is easy, free, and has no minimum balance or monthly fee

Why SF Fire Business Checking?


You've got a lot to worry about when running a business. Your checking account shouldn't be one of them. With no minimum balance or deposit, our free Business Checking account lets you focus on what matters: the success of your business. Worry less, it's good business.


To open an account, please give us a call or visit us at a branch.


Additional Features:


Stop paying to get your money. We automatically rebate up to 12 ATM surcharge fees per month, should you have to use an out-of-network ATM. Rebates will be made within two business days.

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Avoid costly overdraft fees when you link your Tiered Savings Account or Business Platinum Visa Credit Card. Stop paying fees. Start growing your business.

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Note: this feature is not automatic. Please contact us to activate.

Note: Additional terms and fees may apply, to learn more

Read Terms & Conditions

When I deposit my customers' checks into my business checking account, the credit union honors them immediately. This is immensely helpful to me in this very small margin business.
Steven & Ulysses, keeping the herd safe.
Putting them first since 2015.

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Natalie, embracing SF opportunities.
Putting her first since 2019.

Earn more while keeping your funds at hand

Our business savings account combines a money-making rate with free ATM access, overdraft protection, and instant account-to-account transfers.

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Natalie, embracing SF opportunities.
Putting her first since 2019.
Nehemiah, international photographer.
Putting him first since 2012.

Get the business-friendly card that pays you back

Get rewards, overdraft protection, and more with the card that keeps up with your business. Avoid fees and get the credit you need without paying high rates.

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Nehemiah, international photographer.
Putting him first since 2012.

Let's Talk

We want to get to know your business and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.


(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM*

*Please note that 'After Hours Phone Support' is available outside of regular Contact Center Hours.

Stop by a branch

Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

Find a Branch or ATM

APY = Annual Percentage Yield. This rate schedule states rates available to specified accounts. Dividends are credited monthly. This schedule is incorporated as part of your account agreement with SF Fire Credit Union.

Minimum balance requirements apply to average balance (amount of principle in account each day). All savings rates are variable. This means that the dividend rate and annual percentage yield may change at any time as determined by the board of directors.