An IRA Term Certificate gives you the satisfaction of a high-yield term certificate, and the peace of mind that comes with a tax-deferring IRA. It's an account that works twice as hard for you, making retirement and retirement planning the same: easy.
Fixed IRA Rate Certificates*
18 Month Bump Up
*Rates effective as of 05/14/20. Listed rates are subject to change at any time.
Variable IRA Rate Certificates*
|Minimum Deposit Required||APY*||Dividend|
*Rates effective 5/14/20 and are subject to change at any time.
APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes the funds will remain in the deposit account for the full 365 days. Unless otherwise paid, excluding IRA's, the dividends will be credited to your account and compounded every month.
If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE(3473) from 6am to 10pm (Pacific Time) seven days a week.