5 Reasons to Use a HELOC
So you’ve opened a Home Equity Line of Credit, what can you do with it? Here are 5 ways to use your HELOC.
What Is Private Mortgage Insurance?
When applying for a home loan, it’s important to know how private mortgage insurance can impact the home buying process. Buying mortgage insurance can lower your down payment, leaving you cash to spend on other costs of buying a home such as moving expenses and repairs.
How Long Does it Take to Buy a House in the Bay Area?
Tired of renting? Learn about the steps to buying a house in the Bay Area, how long it takes, and how to speed up the process.
Do You Need a 20% Down Payment?
Learn about down payments and how they impact your home purchase. Do you really need 20% down?
Home Buying Made Easy with HomeAdvantage
Whether you’re searching for a home, looking for a home loan, or trying to sell your current home, HomeAdvantage™ simplifies the process, saving you time and money. And it’s free for our members.
Why the Loan-to-Value Ratio Matters
When applying for a loan, it’s important to understand the loan-to-value ratio: what that means and how it impacts what you can borrow and at what interest rate.
Should You Use a Home Equity Line of Credit for Home Improvement?
A Home Equity Line of Credit (HELOC) can help homeowners finance a home improvement project with a lower interest rate than a credit card and interest-only minimum payments. In some cases, there may be tax benefits.
Why the Debt-to-Income Ratio Matters
Lenders consider a lot of factors about your mortgage application. Your debt-to-income ratio is a key factor in determining interest rates, terms, and even approval itself.
11 Things to do Before Buying a House
Buying a home is an exciting time and a huge achievement. Before you buy that welcome mat, here are 11 things you should know and do.
Bay Area First Time Home Buyers
Buying your first home is an exciting milestone. But the Bay Area real estate market can be intimidating. Here are some things to know and do before you buy your first home.
Online Car Loans in San Francisco
Get a car loan from home. Shop for cars and car loans online quickly through the Credit Union Direct Lending program.
The investment landscape can be extremely dynamic and ever-evolving. The first step is learning to distinguish different types of investments and their individual risks.
9 Ways to Master Your Money
Are you tired of money problems running your life? Don’t worry, you’re not alone. Here are 9 ways to master your money. Stop worrying. Start getting ahead.