home buying made easy with HomeAdvantage
Whether you’re searching for a home, looking for a home loan, or trying to sell your current home, HomeAdvantage™ simplifies the process, saving you time and money. And it’s free for our members.
why the loan to value ratio matters
When applying for a loan, it’s important to understand the loan-to-value ratio: what that means and how it impacts what you can borrow and at what interest rate.
Should you use a home equity line of credit for home improvement?
A Home Equity Line of Credit (HELOC) can help homeowners finance a home improvement project with a lower interest rate than a credit card and interest-only minimum payments. In some cases, there may be tax benefits.
why debt to income ratio matters
Lenders consider a lot of factors about your mortgage application. Your debt-to-income ratio is a key factor in determining interest rates, terms, and even approval itself.
11 things to do before buying a house
Buying a home is an exciting time and a huge achievement. Before you buy that welcome mat, here are 11 things you should know and do.
bay area first time home buyers
Buying your first home is an exciting milestone. But the Bay Area real estate market can be intimidating. Here are some things to know and do before you buy your first home.
7 First Time Home Buyer Mistakes
A lot of first-time home buyers make the same mistakes. So, before you buy that welcome mat, here are 7 things to avoid when buying your first home.
Should you use a home equity line of credit for debt consolidation?
Debt consolidation can be a good option for homeowners who want to pay off debt. A Home Equity Line of Credit (HELOC) can help homeowners pay off debt with a lower interest rate than a credit card and interest-only minimum payments.
10 Tips for a First Time Home Buyer in the Bay Area
When it comes to financing a home for the first time, you might have a lot of questions. Here are some things to consider as you go shopping for your new home.
Should You Refinance Your Mortgage?
There’s a lot of talk these days about refinancing your mortgage. Interest rates are low, and it could seem like the right time. Here are some things to consider before you make that decision.
Online Car Loans in San Francisco
Get a car loan from home. Shop for cars and car loans online quickly through the Credit Union Direct Lending program.
The investment landscape can be extremely dynamic and ever-evolving. The first step is learning to distinguish different types of investments and their individual risks.
9 Ways to Master Your Money
Are you tired of money problems running your life? Don’t worry, you’re not alone. Here are 9 ways to master your money. Stop worrying. Start getting ahead.