BUYING A HOME

Learn all about homeownership

If you're thinking about buying a home, new to homeownership, or want to learn how to tap into your equity, these articles can help answer your questions.

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Buying a Home

The Buydown Menthod and Mortgage Points

A buy­down is a mort­gage financ­ing method where a home buy­er has the option to pur­chase mort­gage points. These points are option­al fees you pay to your lender to can reduce the inter­est rate on your a loan. 

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Buying a Home

Home Appraisal Tips

A home appraisal is a key part of buy­ing, refi­nanc­ing, or sell­ing a house. If you’re look­ing at doing any of these, you’ll want to take the time to under­stand the process.

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Buying a Home

5 Tips for Buying a Second Home

Whether it’s for a dream vac­tion spot or income-earn­ing rental prop­er­ty, buy­ing a sec­ond home is a big deci­sion. Find out if it’s right for you. 

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Buying a Home

Jumbo Loans Homebuying Webinar

Buying a Home

How Much Equity Do I Have?

Home equi­ty is the val­ue of your prop­er­ty after sub­tract­ing any mort­gage or loan bal­ances. There are sev­er­al options that can help you deter­mine your home’s value. 

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Buying a Home

How Does Equity Work?

Home equi­ty is the val­ue of your home after any mort­gage or loan bal­ances have been sub­tract­ed. Home­own­ers can make equi­ty work as a down pay­ment on anoth­er home, or they can access a por­tion of it through loan refi­nances or a Home Equi­ty Line of Cred­it (HELOC).

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Buying a Home

Understanding Jumbo Loan Limits

Jum­bo loan lim­its exceed that of tra­di­tion­al, gov­ern­ment-backed loans. Jum­bo loans are com­mon in com­pet­i­tive, high­er-priced hous­ing mar­kets like the Bay Area.. 

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Buying a Home

Jumbo Loan Limits 101

Jum­bo mort­gages are loans that exceed the max­i­mum lim­its guar­an­teed by Fan­nie Mae and Fred­die Mac. You might need a jum­bo loan if you live in the Bay Area.

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Buying a Home

First Time Homebuyers Webinar

Buying a Home

Solar Power Savings

Solar pow­er sav­ings can help reduce your elec­tric bills and make your mort­gage pay­ments more afford­able. But how much do solar pan­els save? 

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Buying a Car

Online Car Loans in San Francisco

Get a car loan from home. Shop for cars and car loans online quick­ly through the Cred­it Union Direct Lend­ing program. 

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Investments

Investing 101

The invest­ment land­scape can be extreme­ly dynam­ic and ever-evolv­ing. The first step is learn­ing to dis­tin­guish dif­fer­ent types of invest­ments and their indi­vid­ual risks.

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Personal Finance

9 Ways to Master Your Money

Are you tired of mon­ey prob­lems run­ning your life? Don’t wor­ry, you’re not alone. Here are 9 ways to mas­ter your mon­ey. Stop wor­ry­ing. Start get­ting ahead. 

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