Maybe it's time to hit the streets with some new wheels. Or maybe you want to refinance your auto and free up some cash. Either way, we have auto financing options to make that happen.
Quick and easy application
Once you're approved, search for the car of your dreams, whether it's a new car from a dealership or purchase from a private party.
We believe you should always be informed before making financial decisions. So if you're not sure about auto loans, or just have general questions, then check out this quick tutorial.
Dealership or Private Party Sales (in-CA only)
Ask for alternative financing options for out-of-state private party transactions.
Credit Union Direct Lending (CUDL)
Finance your loan at dealerships who participate in Credit Union Direct Lending (CUDL)
Refinance non-SF Fire Credit Union loans, or existing SF Fire Credit Union loans, for lower payments.
Access to low interest funds
When you cash out paid off (or low loan balance) vehicle equity.
A few notes
We try to help out when we can, but sometimes we can't do everything. SF Fire Credit Union does not finance commercial-use vehicles, including Uber, Lyft, and limo services.
New & Used Auto Loans have an 80k max-mileage. 100k max for Early & Classic.
New & Used Auto: 2015 or Newer
|1 to 48 Months||3.14%|
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on an individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and the other vehicle characteristics. Speak to a loan officer for details.
Payment Example: Assuming a $25,000 auto loan for 48 months at 3.39% APR the monthly payment will be $557.70. Other terms & rates available.
Classic & Older Autos: 2011-2014
APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics. Speak to a loan officer for details.
Payment example: Classic auto loan of $30,000 for five years at 7.44% APR will have a monthly payment of $600.34. Other rates and terms are available.
As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.