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Jumbo Loans

Get the loan for the home you want

If your dream home is over $548,250, you'll need to apply for a Jumbo Loan. Find out what that looks like here.

Why an SF Fire Jumbo Loan?

Competitive
$995
Rates as low as
2.500%
Close
Quickly

When Do You Need a Jumbo Loan?

 

Some properties are too expensive for a conventional conforming loan. If the dream home you're looking at is over $548,250, you'll need to apply for a Jumbo Loan. 

Jumbo loans are typically available with either a fixed interest rate or an adjustable rate, and they come with a variety of terms.

Most lenders will want to see a FICO¬ģ of at least 700, sometimes as high as 720, to get approval for a Jumbo Loan. Because Jumbo Loans are large and can't be gauranteed by Fannie and Freddie, they are considered to be riskier than conventional conforming loans.¬†

Our Fixed-rate Mortgage Rages

Rates are subject to change without notice.

Home Buying Articles

Before You Buy

Buying a home is an exciting time and a huge achievement. Before you buy that welcome mat, here are 11 things you should know and do.

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What Not to Do

A lot of first-time home buyers make the same mistakes. So, before you buy that welcome mat, here are 7 things to avoid when buying your first home.

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How Long Does it Take?

Tired of renting? Learn about the steps to buying a house in the Bay Area, how long it takes, and how to speed up the process.

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Frequently Asked Questions

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Adjustable-rate Loans

Why choose an adjustable-rate mortgage

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Jumbo Home Loan

The difference between conforming and jumbo loans

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