Terry, dog lover.
Putting her first since 2017

HEALTH SAVINGS ACCOUNT

Don't be under the weather and over-budget

Stay prepared with our Health Savings Account. Find out if it's right for you

Why a Health Savings Account?

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Being sick hurts. If your insurance policy is a High Deductible Health Plan (HDHP), it can hurt your wallet too. Our Health Savings Account (HSA) is an easy way to save for medical expenses and health care costs like doctor visits, prescriptions, dental care, and more.

Plus, withdrawals for qualified medical expenses and dividends are both tax-free.  And the HSA Debit Card* and Checks make paying for expenses quick and easy.

 

To open an account, click here

Savings Account Rates*

Account Type

Health Savings Account

Minimum Amount/Minimum BalanceAPY*Dividend
$00.05%0.05%
Account Type

Holiday Savings

Minimum Amount/Minimum BalanceAPY*Dividend
$00.02%0.02%
Account Type

Educational Savings

Minimum Amount/Minimum BalanceAPY*Dividend
$00.05%0.05%
Account Type

IRA Savings

Minimum Amount/Minimum BalanceAPY*Dividend
$00.05%0.05%

*Rates effective as of 7/27/2022.

APY= Annual Percentage Yield. Rates subject to change at anytime without notice. This means that the dividend rate and annual percentage yield may change any time as determined by the Board of Directors. A minimum positive balance of $0.01 is required for dividends to be earned.

All savings rates are variable, so the interest rate may change after the account is opened.

This rate schedule states rates applicable to specified accounts. Dividends are credited monthly, expect in the instance of the Holiday Savings. For Holiday Savings, dividends will be credited at the time of distribution of funds on November 1st (dividends require Holiday Savings deposits to remain in the account until November 1st). The dividend period varies depending on when the account is opened. This schedule is incorporated as part of your account agreement with SF Fire Credit Union. Fees or other conditions could reduce earnings on any of the listed accounts.

Discover More

Terry, dog lover.
Putting her first since 2017.
EMERGENCY SAVINGS FUND

Jump start your emergency savings fund

An emergency fund is a good way to prepare for unexpected events by giving you a financial cushion to handle emergencies without going into debt.

Learn More
Terry, dog lover.
Putting her first since 2017.
Liz, proud Bay Area Native.
Putting her first since 2013.
PLATINUM VISA CREDIT CARD

Say goodbye to credit card fees

Get the card that cuts out fees while giving you rewards, overdraft protection, and lower rates.

Learn More
Liz, proud Bay Area Native.
Putting her first since 2013.

Let's Talk

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Fri 7:00 AM – 7:00 PM
Sat 9:00AM - 5:00PM

 

Stop by a branch

Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM

Find a Branch or ATM

 

*Regarding HSA Debit Cards: Account holders should be making qualified HSA purchases or payments with this debit card, and keeping detailed transaction receipts for tax-related purchases. For this reason, we discourage ATM withdrawals and do not provide surcharge rebates for the HSA account.