Being sick hurts. If your insurance policy is a High Deductible Health Plan (HDHP), it can hurt your wallet too. Our Health Savings Account (HSA) is an easy way to save for medical expenses and health care costs like doctor visits, prescriptions, dental care, and more.
Plus, withdrawals for qualified medical expenses and dividends are both tax-free. And the HSA Debit Card* and Checks make paying for expenses quick and easy.
To open an account, click here.
Savings Account Rates*
Health Savings Account
Minimum Amount/Minimum Balance | APY* | Dividend |
---|---|---|
$0 | 0.05% | 0.05% |
Holiday Savings
Minimum Amount/Minimum Balance | APY* | Dividend |
---|---|---|
$0 | 0.02% | 0.02% |
Educational Savings
Minimum Amount/Minimum Balance | APY* | Dividend |
---|---|---|
$0 | 0.05% | 0.05% |
IRA Savings
Minimum Amount/Minimum Balance | APY* | Dividend |
---|---|---|
$0 | 0.05% | 0.05% |
*Rates effective as of 7/27/2022.
APY= Annual Percentage Yield. Rates subject to change at anytime without notice. This means that the dividend rate and annual percentage yield may change any time as determined by the Board of Directors. A minimum positive balance of $0.01 is required for dividends to be earned.
All savings rates are variable, so the interest rate may change after the account is opened.
This rate schedule states rates applicable to specified accounts. Dividends are credited monthly, expect in the instance of the Holiday Savings. For Holiday Savings, dividends will be credited at the time of distribution of funds on November 1st (dividends require Holiday Savings deposits to remain in the account until November 1st). The dividend period varies depending on when the account is opened. This schedule is incorporated as part of your account agreement with SF Fire Credit Union. Fees or other conditions could reduce earnings on any of the listed accounts.
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As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
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Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM
*Regarding HSA Debit Cards: Account holders should be making qualified HSA purchases or payments with this debit card, and keeping detailed transaction receipts for tax-related purchases. For this reason, we discourage ATM withdrawals and do not provide surcharge rebates for the HSA account.