Money Market Account

Maximize your savings without tying up your money

The perfect balance of growth and unrestricted access to your money, combining liquidity, security and higher returns.

4.00%
$0
$0

Grow your savings

This account combines features of both savings and checking accounts, providing you with easy access to your funds while earning competitive dividends. Funds must be new money not currently held at SF Fire Credit Union.

Open an Account

100% LIQUIDITY

Money can be withdrawn from the account at any time for any amount, giving you unlimited access to your funds.

DAILY DIVIDENDS

Dividends are compounded and paid monthly on the average daily balance which means you'll start earning money on your savings immediately.

BANK ANYWHERE

Online money market account mobile banking makes it easy for you to bank anywhere, mobile deposits, transfers, and 24/7 access. 

BETTER INSURANCE

Your deposit accounts are insured up to $250,000 per account by American Share Insurance. There's no limitation to the number of accounts held so an easy way to boost coverage is to open multiple deposit accounts.

NO WEIRD FEES

No need to maintain a minimum balance or worry about fees to enjoy the benefits of our money market account. We also offer free overdraft protection when you link to your Checking or Credit Card account(s).

DIRECT DEPOSIT

Set-up direct deposit to automate a portion of each paycheck to help reach your savings goals faster.

Money Market Rates

Savings

Money Market

Account can only be funded with money not currently held at SF Fire Credit Union.

Minimum Deposit/BalanceAPY*Dividend
$04.00%3.92%

Rates effective as of 12/15/2023 and are subject to change at any time without notice

*APY= Annual Percentage Yield. The APY is the effective annual rate of return  and assumes that the funds will remain in the deposit account for the full 365 days. This rate schedule states rates applicable to specified accounts. This schedule is incorporated as a part of your account agreement with SF Fire Credit Union.

All savings rates are variable. This means that the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors

Frequently Asked Questions

More great offers for you

PROMOTIONAL RATE

4.50% APY on 10-month Certificate

Lock in this special rate when you fund with money not currently held at SF Fire Credit Union.

Learn More
WELCOME BONUS

Get up to $300

Open a checking account with direct deposit to receive a cash bonus. Switch to a stable alternative to a bank. This offer is for new checking members only.

Learn More

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Rates effective as of 12/15/2023 and are subject to change at any time without notice. New money refers to money not currently held at SF Fire Credit Union accounts or funds that have been in another SF Fire account for 30 days or less. Incoming transfers are limited to external sources. There are no restrictions on the amount or timing of external transfers into the Money Market Account.

Active and retired Fire Department employees qualify for a 0.10% rate bump. Premium is the same for SFFD and Non-SFFD alike.

*APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for the full 365 days. This rate schedule states rates applicable to specified accounts. This schedule is incorporated as a part of your account agreement with SF Fire Credit Union. A minimum positive balance of $0.01 is required for dividends to be earned, which are calculated at a specified rate over a given period.

All savings rates are variable. This means that the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors, and the interest rate may change after your account is opened.