Promotional Term Certificate Rates

Relax while the market stresses out

Get up to 3.50% APY*

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12-Month Term
3.50% APY
6-Month Term
3.25% APY
3-Month Term
2.75% APY

Earn guaranteed returns on your money

Promotional rates apply when you fund a term certificate with money not currently held at SF Fire Credit Union.  

Firefighters qualify for a rate bump on select certificates.

Low $250 minimum deposit. 

At SF Fire, your money stays local and helps support the community you live in.

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(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM


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Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

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Who We Are

We are a not-for-profit cooperative owned and operated by our members. If you live, work, or attend school in San Francisco, San Mateo, or Marin counties you can join SF Fire Credit Union.

Founded in 1951 by firefighters for firefighters, we are a credit union dedicated to building financial success in our community. We are defined by our commitment to member-first service, community engagement, and innovation.

Discover more about us and get to know the credit union difference. 

Promotional Rates effective as of 12/02/2022. Offer subject to change without notice.   

Promotional rates valid for net new deposits only with funds that are not currently held at SF Fire Credit Union. If requirements are not met, non-promotional rates will be applied. Accounts opened online do not qualify. See all rates.  

*APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days. Dividend rate for Term Certificates is fixed for the length of the term. 

Active and retired Fire Department employees qualify for a 0.10% rate bump on these term certificates. Discount is the same for SFFD and Non-SFFD alike.

Term Certificates have a required minimum deposit of $250. 

Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. 

If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473), from 7am to 8pm (Pacific Time) Monday through Saturday.