5-Month Certificate

Stay ahead of rate changes. Lock-in our best rate today.

Earn 4.00% APY* with our new 5-Month Certificate
Start Earning

The perfect balance between high yield and low commitment.

Rate cuts are great, unless you’re trying to earn more for your money. That’s where our new 5-Month Certificate comes in. It offers a competitive, cut-proof yield without requiring you to tie up your money for a long time.

If you’re not yet a member, this is the perfect introduction to SF Fire Credit Union. We’re a not-for-profit, privately insured, smart alternative to banks, founded by firefighters but open to everyone in the Bay Area — check if you’re eligible to join. 

You can open a high-yield 5-Month Certificate and fund it with as little as $250 in new money to start earning 4.00% APY.* And then you can relax, knowing your money stays safe and local with SF Fire.

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As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Fri 7:00 AM – 7:00 PM
Sat 9:00AM - 5:00PM

 

Stop by a branch

Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM

Find a Branch or ATM

 

Promotional Rate effective as of 11/08/2024. Offer subject to change without notice.   

Promotional rate valid for net new deposits only with funds that are not currently held at SF Fire Credit Union.  See all rates.  

*APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days. Dividend rate for Term Certificates is fixed for the length of the term. 

Active and retired Fire Department employees qualify for a 0.10% rate bump on these term certificates. Premium is the same for SFFD and Non-SFFD alike.

Term Certificates have a required minimum deposit of $250. 

Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. 

If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473), from 7am to 7pm (Pacific Time) Monday through Friday, and 9am to 5pm (Pacific Time) on Saturdays.