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7-Month Tiered Certificate

Intro 7.50% APY on first $3k

Earn more early for the first 90 days with our anniversary certificate. Plus earn 4.00% APY* on full balance for the rest of the term.

Start saving now

To celebrate 75 years of serving the Bay Area, we’re offering a limited-time Anniversary Term Certificate with a tiered promotional rate designed to help you earn more on cash you already have.

How the rate works

Introductory promotional period (First 90 days) APYs:

  • 7.50% APY on the first $3,000
  • 4.00% APY on balances above $3,000

Remaining term (Day 91 to maturity) :

  • 4.00% APY on the full balance until date of maturity

Lock in a powerful return early while still enjoying the stability of a fixed-term certificate — plus you can get started with as little as $250.