New members
Open the certificate and a checking account, and complete one qualifying checking transaction within thirty days.
To celebrate 75 years of serving the Bay Area, we’re offering a limited-time Anniversary Term Certificate with a tiered promotional rate designed to help you earn more on cash you already have.
How the rate works
Introductory promotional period (First 90 days) APYs:
- 7.50% APY on the first $3,000
- 4.00% APY on balances above $3,000
Remaining term (Day 91 to maturity) :
- 2.50% APY on the full balance until date of maturity
Fallback APY:
- 2.50% APY
Lock in a powerful return early while still enjoying the stability of a fixed-term certificate — plus you can get started with as little as $250.
