HOME EQUITY

Use your home's value with variable or fixed rate options.

If you're planning a large project, paying for a life event like a wedding, or just need some extra cash, a Home Equity Line of Credit or Home Equity Loan could be the answer.

Why Use Home Equity?

Possible
Low Tax-Deductible** Low
Low
Possible
Tax-Deductible**
Low

Use the Equity in Your Home

You’ve worked hard making your house a home. Now let it work for you. Tap into the equity you’ve built to pay for home repairs, pay off high-interest debt, or anything else you might need. Choose between a Home Equity Line of Credit (HELOC) or Home Equity Loan, and benefit from rates typically lower than a personal loan or credit card.

HELOC

  • Variable rate
  • Interest-only payments for the first 10 years
  • Withdraw funds only when you need them
  • Pay only on what you borrow

Home Equity Loan

  • Fixed rate
  • Fixed term of 15 years for repayment
  • No prepayment penalties
  • You get all the funds up front in a lump sum

Home Equity Line of Credit Rates

Home Equity Line of Credit Rates

Home Equity Loan Rates

Home Equity Loan Rates

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BUYING A HOME

How much equity do I have?

You hear a lot about equity when it comes to home ownership. But what is home equity and how much equity do you have?

Learn More
HOME EQUITY LINE OF CREDIT

Should you use a HELOC for home improvements?

A HELOC could help you finance a home improvement project. Find out if it’s right for you. 

Learn More

Let's talk

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

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Saturday 10:00AM – 2:00PM

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