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Fixed-rate Mortgage

Get predictable monthly payments

A Fixed-Rate Mortgage lets you make the same monthly payment for the life of your loan. This means there are no surprises to your budget. Find out if it's right for you.

Why an SF Fire Fixed-Rate Mortgage?

Competitive
$995
Rates as low as
2.500%
Close
Quickly

Why Choose a Fixed-Rate Home Loan?

 

A Fixed-Rate Mortgage lets you make the same monthly payments for the life of your loan. This means there won't be any suprises to your budget. 

Even though the payment stays the same each month, the amount that goes towards interest and principle will change over time. During the first few years, you'll likely be making payments primarily towards interest. 

The main advantage of a fixed-rate loan is that it protects you from sudden and potentially significant increases in monthly mortgage payments if interest rates rise. 

The downside to fixed-rate mortgages is that when interest rates are high, qualifying for a loan could be difficult because the payments are less affordable.

Our Fixed-rate Mortgage Rages

Rates are subject to change without notice.

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Why choose an adjustable-rate mortgage

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