Dwayne, enjoying retirement with Gridley.
Putting him first since 2019

Retirement Accounts

Take control of your future

We can help you plan and invest for your retirement and other life goals.

Why SF Fire?

Choose Between

Plan for your future, today

Bring your dreams to life faster with flexible, customized investment and retirement planning. Come in for a free, no-obligation discussion today to learn how you can start building a better future for yourself and your family.

You work hard for your money. Join SF Fire and keep more of it.

SF Fire Comparison Table
  SF Fire Credit Union IRA Term Certificate Bank of America Standard Term CD IRA
SF Fire Credit Union
1, 2, 3, or 5 years, or 18 Month Bump Up
Bank of America
6 Months to 10 Years
Minimum Opening Deposit
SF Fire Credit Union
Bank of America
Additional Deposits
SF Fire Credit Union
No Additional Deposits Until Maturity
Bank of America
No Additional Deposits Until Maturity

Our Services


Grow your money tax free

Make post-tax contributions today, then withdraw money tax free in retirement with a Roth IRA.

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Cut taxes today while saving for retirement

Lower your tax bill1 and build up your retirement funds with a traditional IRA.

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Best of both worlds

Get the satisfaction of a high-yield term certificate, and the benefits of a tax-deferring IRA.

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Frequently Asked Questions

Discover More

Terry, dog lover.
Putting her first since 2017.

See our latest rates and terms.

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Terry, dog lover.
Putting her first since 2017.
Bonnie, Parkside Native.
Putting her first since 2006.

Access IRA forms and disclosures.

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Bonnie, Parkside Native.
Putting her first since 2006.

Let's Talk

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call or Chat

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM*

*Please note that 'After Hours Phone Support' is available outside of regular Contact Center Hours.

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Stop by a branch

Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

Find a Branch or ATM

Comparison table information as of 12/06/2019

1Not all Traditional IRA contributions are pre-tax, nor are all pre-tax contributions tax deductible. Please consult a professional tax advisor regarding your particular circumstances.