Types of Fraud
Below you'll find information on the most common tactics that scammers use. Scroll down or click on a topic to learn their tricks and beat them at their own game.
Identity theft is the fraudulent use of personal identifying information. Identity thieves will use this information to open new credit cards, charge existing credit cards, open accounts, or obtain new loans.
These fraudsters are looking for information such as:
We're here to help you stay one step ahead of these thieves by making sure you're in the know. Below you'll find information on types of fraud, common scams, prevention tips, and what to do if you find yourself a victim of identity theft.
Phishing attempts come in the form of emails or text messages that try to get your personal information.
Phishing attempts are often combined with spoofing attacks. Thieves send emails or texts that appear trustworthy, and include links to websites.
Phishing messages are designed to make you panic or respond without thinking. They often contain a false sense of urgency. Be sure to take these precautions:
Vishing, short for 'voice phishing', is a variation on typical phishing schemes which uses the phone instead of fake websites. As with phishing, they are attempting to get you to reveal your personal information.
Vishing attacks can start with a text message or a call out of the blue. In some cases, the message might appear to be from your bank or credit union, if the spammer has spoofed a recognized number.
As with phishing, vishing scams are designed to make you panic or respond without thinking.
Credit or debit card fraud happens when your card data are compromised at the point of sale, such as at a gas station or grocery store. Or when your personal information is hacked online.
*Please note that turning your cards off won't stop existing authorizations from posting, but will block future activity until you turn the card on again.
Check fraud can happen in a number of ways, such as forgery, altering or reproducing checks.
Below is a list of common scams fraudsters use. Click on a topic below to learn more.
P2P (Peer-to-Peer) Money Transfer services are convenient but carry a risk of fraud.
To learn more, click here.
When you've suffered from lost or reduced income, some offers you see will be very tempting. Be wary when it seems too good to be true. To learn more, click here.
Scammers are calling people claiming to be from Apple Support. To learn more, click here.
Many people save sensitive information and documents in their email systems, which can be used by identity theft criminals to commit fraud.
If you find out you've been a victim of identity theft, here's what you should do:
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