Gretchen, rancher and craftmaker.
Putting her first since 2009.

SECURED LOANS

Get back on solid ground

Rebuild or establish your credit with a Secured Loan from SF Fire Credit Union

Maybe you want to establish or rebuild your credit. Maybe an unexpected expense is threatening to deplete your savings account. A secured loan could help you in these situations.

A cash deposit, cashier's check, or funds from your SF Fire Credit Union account provides the security for a loan, so you can start achieving your goals.

To apply, stop by a branch or give us a call at 888-499-FIRE (3473), from 7:00 a.m. to 8:00 p.m (Pacific Time), Monday – Saturday.

Certificate Pledge

What We Offer

Get our low rate of 3.0% APR* above your current term certificate rate

Terms up to 60 months

Share Pledge

What We Offer

Get our low rate of 3.0% APR* above your current share rate

Terms up to 60 months

Share Pledge Visa

What We Offer

Get our low rate of 13.50% APR*

Security comes from funds in your Tiered Savings account

Secured Loan Rates

Type

Savings Secured (100% of pledged account(s))

Term1APR*
up to 60 monthsShare rate + 3.00%
Type

Certificate Secured (100% of pledged account(s))

Term2APR*
term of certificateCertificate rate + 3.00%

*APR=Annual Percentage Rate. Rates effective are subject to change without notice.

Secured (Savings or Certificate) Loans

1Payment Example - Savings Secured: A loan amount of $3,000 for 60 months at 3.02% APR (savings rate + 3%) would have a monthly payment of $53.94. Other rates and terms are available.

2Payment Example - Certificate Secured: A loan amount of $3,000 for 60 months at 3.50% APR (savings rate + 3%) would have a monthly payment of $54.59. Other rates and terms are available.

Discover More

Kundan, Bay Area artist.
Putting her first since 2016.
PLATINUM VISA CREDIT CARD

Say goodbye to credit card fees

Get the card that cuts out fees while giving you rewards, overdraft protection, and lower rates.

Learn More
Kundan, Bay Area artist.
Putting her first since 2016.
Natalie, embracing SF opportunities.
Putting her first since 2019.
CHECKING

Checking you can count on

We offer the Bay Area's best checking account. No minimum balance, no monthly fee, and up to 12 ATM surcharge rebates per month.

Learn More
Natalie, embracing SF opportunities.
Putting her first since 2019.

Let's Talk

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Fri 7:00 AM – 7:00 PM
Sat 9:00AM - 5:00PM

 

Stop by a branch

Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM

Find a Branch or ATM