Borrow confidently for the things that can't wait
A personal loan is a smart, affordable way to fund your needs. Whether you want to pay off high-interest credit card debt, tackle a home improvement project, or simply cover an unexpected expense, our personal loans put the power in your hands.
With rates as low as 9.25% APR*, loan amounts ranging from $10,000 to $25,000, and terms up to 60 months, you’ll have the freedom to choose what works best for your goals. Plus, with no origination fees, closing costs, or prepayment penalties, you’ll save money while keeping life moving smoothly.
Ready to get started? Apply Now
NO HIDDEN FEES
Our personal loans come with no origination fees, closing fees, or prepayment penalties, so you can pay off your loan on your schedule without added expenses.
DEDICATED PERSONALIZED SERVICE
Our local team of experts is here to guide you every step of the way, ensuring you find the best loan options to meet your personal goals.
FAST APPROVAL
Get the funds you need quickly with our streamlined application process, designed to be simple and stress-free.
Personal Loan Rates
Rates
| Minimum Amount/Maximum Amount | Term1 | APR* |
|---|---|---|
| $10,000/$25,000 | 36 Months | 9.25% |
Rates
| Minimum Amount/Maximum Amount | Term2 | APR* |
|---|---|---|
| $10,000/$25,000 | 37 to 48 Months | 9.38% |
Rates
| Minimum Amount/Maximum Amount | Term3 | APR* |
|---|---|---|
| $10,000/$25,000 | 49 to 60 Months | 9.50% |
Available rates subject to change at any time without notice. Rates are fixed for the term of the loan.
*APR= Annual Percentage Rate based on creditworthiness
The maximum aggregate unsecured credit limit is $25,000 per member.
1Payment example: A $10,000 loan for 36 months at 9.25% would have a monthly payment of $320.27.
2Payment example: Payment example: A $15,000 loan for 48 months at 9.38% would have a monthly payment of $377.31.
3Payment example: Payment example: A $25,000 loan for 60 months at 9.50% would have a monthly payment of $526.92.
Hannah & Martin, SFUSD supporters.
HOME EQUITY LINES OF CREDIT
Use the value of your home today
Looking for extra cash or debt consolidation? A home equity line of credit might be the answer.
Learn More
Liz, proud Bay Area Native.
PLATINUM VISA CREDIT CARD
Say goodbye to credit card fees
Get the card that cuts out the fees while giving you rewards, overdraft protection, and leading rates
Learn More
Let's Talk
As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you
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Saturday 10:00 AM – 2:00 PM
