INVESTMENTS

Learn more about the stock market

Before you start investing, make sure you're ready. Read these articles and educate yourself about the risks and rewards of the stock market.

Explore Investments

Investments

Building an Investment Portfolio with Dollar-Cost Averaging

Invest­ment strate­gies like dol­lar-cost aver­ag­ing, also known as the con­stant dol­lar plan, can help you build an invest­ment port­fo­lio. Dol­lar-cost aver­ag­ing is a tech­nique that helps you make peri­od­ic pur­chas­es of a tar­get asset. Learn more about this strat­e­gy to find out if it could help grow your invest­ment portfolio.

Learn More

Investments

How to Diversify Your Portfolio

Port­fo­lio diver­si­fi­ca­tion is an invest­ment strat­e­gy that involves spread­ing out your invest­ments across dif­fer­ent sec­tors. Build­ing a diverse invest­ment port­fo­lio can mit­i­gate risks and yield high­er rewards. Learn how to diver­si­fy your port­fo­lio here.with 6 easy tips.

Learn More

Investments

What is a Dividend Reinvestment Plan

If you own div­i­dend pay­ing stocks, you might be won­der­ing how best to use them. A div­i­dend rein­vest­ment plan (DRIP) is a com­mon strat­e­gy with investors. 

Learn More

Investments

What is a Dividend

Learn more about div­i­dend stocks, how they work, and why you might want to con­sid­er adding them to your portfolio. 

Learn More

Investments

What is a Real Estate Investment Trust

Learn more about real estate invest­ment trusts (REITs) and how they work. Before you add them to your port­fo­lio, make sure they’re right for you

Learn More

Investments

What is an ETF?

An exchange-trad­ed fund (ETF) is an invest­ment fund that trades on an exchange, like a stock. Learn more about ETFs here.

Learn More

Investments

What is an Index Fund?

An index fund is a type of mutu­al fund whose hold­ings match or track a par­tic­u­lar mar­ket index. Learn more about what that means here.

Learn More

Investments

What is a Mutual Fund?

Mutu­al funds are one of the most com­mon tools investors use to build retire­ment sav­ings. Learn more here.

Learn More

Investments

What is a Bond?

When you invest in a bond, you’re lend­ing a gov­ern­ment or busi­ness mon­ey for a set peri­od of time, with the promise of repay­ment of that mon­ey plus inter­est. Learn more here.

Learn More

Investments

What is a Stock?

Sim­ply put, a stock is an invest­ment. When you pur­chase a com­pa­ny’s stock, you’re pur­chas­ing a small piece of that com­pa­ny, called a share. Learn more about what that means here.

Learn More

Explore More

Building Credit

6 Terms to Know Before You Borrow

It’s impor­tant to make sure you’re informed before you make any finan­cial deci­sion. Here are 6 terms you should know before you apply for a cred­it card or loan.

Learn More

Loans

Understanding Debt Consolidation

Is it time to con­sol­i­date your debt? Learn more about the dif­fer­ent strate­gies and find out which one is right for you. 

Learn More

Personal Finance

5 Easy Ways to Cut Monthly Expenses

If you’ve noticed that your month­ly expens­es always seem to equal what you’re mak­ing each month, it might be time to make a change. Here are 5 easy ways to cut your month­ly expens­es and start sav­ing money. 

Learn More

Discover More

Nehemiah, international photographer.
Putting him first since 2012.
FREE CHECKING

Checking you can count on

We offer the Bay Area’s best checking account. No minimum balance, no monthly fee, and up to 12 ATM surcharge rebates per month.

Learn More
Nehemiah, international photographer.
Putting him first since 2012.
Liz, proud Bay Area Native.
Putting her first since 2013.
LOANS

Help when you need it

We treat you like a person, not a number. Discover our simple application process, attractive interest rates, and responsive service.

Learn More
Liz, proud Bay Area Native.
Putting her first since 2013.