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Conforming Home Loan Rates
Conforming = up to $548,250*
| Rate | APR* | Points |
|---|---|---|
| 2.875% | 2.930% | 1 |
| 3.000% | 3.017% | 0 |
| Rate | APR* | Points |
|---|---|---|
| 2.750% | 2.828% | 1 |
| 2.875% | 2.899% | 0 |
| Rate | APR* | Points |
|---|---|---|
| 2.375% | 2.475% | 1 |
| 2.500% | 2.531% | 0 |
| Rate | APR* | Points |
|---|---|---|
| 2.250% | 2.396% | 1 |
| 2.375% | 2.420% | 0 |
*Annual Percentage Rate reflects FICO score of 740 or higher (also known as credit worthiness - your score may vary and affect the corresponding APR) and is based on a loan for an owner-occupied (primary residence), single-family dwelling in California with a loan-to-value ratio of 80% or less, no cash-out. Other restrictions may apply. These rates are for informational purposes only and are subject to change without notice. No rate is guaranteed without a valid rate lock. Please call or email our Real Estate department for other quotes or information.
Conforming and High Balance loan limits for certain counties in California have been revised for 2021. Certain restrictions apply. A point is equal to 1% of the balance of the loan amount.
Annual Percentage Rate is based on an 80% loan-to-value ratio for California Properties.
Payment per $1,000 balance is based on the interest rate listed for the amortization term listed, and is rounded to the nearest cent. Example for a 30 year, $510,400 conforming mortgage with zero-points and a fixed rate of 4.000%, multiply 484 Ć $4.77 for an approximate payment amount of $2,312.36 (loan amount + $1,000 Ć payment example = payment amount). The monthly payment amount shown includes principle and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required. Private mortgage insurance (PMI) is required on mortgages that exceed 80% loan-to-value (LTV), and would also increase the payment amount.
Conforming Home Loan Rates
Conforming = up to $548,250*
Conforming
30 Year
| Rate | APR* | Points |
|---|---|---|
| 2.875% | 2.930% | 1 |
| 3.000% | 3.017% | 0 |
Conforming
20 Year
| Rate | APR* | Points |
|---|---|---|
| 2.750% | 2.828% | 1 |
| 2.875% | 2.899% | 0 |
Conforming
15 Year
| Rate | APR* | Points |
|---|---|---|
| 2.375% | 2.475% | 1 |
| 2.500% | 2.531% | 0 |
Conforming
10 Year
| Rate | APR* | Points |
|---|---|---|
| 2.250% | 2.396% | 1 |
| 2.375% | 2.420% | 0 |
*Annual Percentage Rate reflects FICO score of 740 or higher (also known as credit worthiness - your score may vary and affect the corresponding APR) and is based on a loan for an owner-occupied (primary residence), single-family dwelling in California with a loan-to-value ratio of 80% or less, no cash-out. Other restrictions may apply. These rates are for informational purposes only and are subject to change without notice. No rate is guaranteed without a valid rate lock. Please call or email our Real Estate department for other quotes or information.
Conforming and High Balance loan limits for certain counties in California have been revised for 2021. Certain restrictions apply. A point is equal to 1% of the balance of the loan amount.
Annual Percentage Rate is based on an 80% loan-to-value ratio for California Properties.
Payment per $1,000 balance is based on the interest rate listed for the amortization term listed, and is rounded to the nearest cent. Example for a 30 year, $510,400 conforming mortgage with zero-points and a fixed rate of 4.000%, multiply 484 Ć $4.77 for an approximate payment amount of $2,312.36 (loan amount + $1,000 Ć payment example = payment amount). The monthly payment amount shown includes principle and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required. Private mortgage insurance (PMI) is required on mortgages that exceed 80% loan-to-value (LTV), and would also increase the payment amount.
Fixed High Balance Home Loan Rates
High Balance = up to $822,375*
| Rate | APR* | Points |
|---|---|---|
| 3.125% | 3.178% | 1 |
| Rate | APR* | Points |
|---|---|---|
| 3.250% | 3.264% | 0 |
| Rate | APR* | Points |
|---|---|---|
| 2.875% | 2.972% | 1 |
| Rate | APR* | Points |
|---|---|---|
| 3.000% | 3.026% | 0 |
| Rate | APR* | Points |
|---|---|---|
| 2.625% | 2.766% | 1 |
| Rate | APR* | Points |
|---|---|---|
| 2.750% | 2.788% | 0 |
*Annual Percentage Rate reflects FICO Score of 740 or higher (also known as credit worthinessāyour Score may vary and affect the corresponding APR) and is based on a loan for an owner-occupied (primary residence), single-family dwelling in California with a loan-to-value ratio of 80% or less, no cash-out. Other restrictions may apply. These rates are for informational purposes only and are subject to change without notice. No rate is guaranteed without a valid rate lock. Please call or email our Real Estate department for other quotes or information.
*Conforming and High Balance loan limits for certain counties in California have been revised for 2021. Certain restrictions apply.
A point is equal to 1% of the balance of the loan amount.
Payment per $1,000 balance is based on the interest rate listed for the amortization term listed, and is rounded to the nearest cent. Example: for a 30 year, $484,350 conforming mortgage with zero-points and a fixed rate of 4.000%, multiply 484 x $4.77 for an approximate payment amount of $2,312.36 (loan amount Ć· $1,000 x payment example = payment amount). The monthly payment amount shown includes principal and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required. Private mortgage insurance (PMI) is required on mortgages that exceed 80% loan-to-value (LTV), and would also increase the payment amount.
Fixed High Balance Home Loan Rates
High Balance = up to $822,375*
Type
30 Year
| Rate | APR* | Points |
|---|---|---|
| 3.125% | 3.178% | 1 |
Type
30 Year
| Rate | APR* | Points |
|---|---|---|
| 3.250% | 3.264% | 0 |
Type
15 Year
| Rate | APR* | Points |
|---|---|---|
| 2.875% | 2.972% | 1 |
Type
15 Year
| Rate | APR* | Points |
|---|---|---|
| 3.000% | 3.026% | 0 |
Type
10 Year
| Rate | APR* | Points |
|---|---|---|
| 2.625% | 2.766% | 1 |
Type
10 Year
| Rate | APR* | Points |
|---|---|---|
| 2.750% | 2.788% | 0 |
*Annual Percentage Rate reflects FICO Score of 740 or higher (also known as credit worthinessāyour Score may vary and affect the corresponding APR) and is based on a loan for an owner-occupied (primary residence), single-family dwelling in California with a loan-to-value ratio of 80% or less, no cash-out. Other restrictions may apply. These rates are for informational purposes only and are subject to change without notice. No rate is guaranteed without a valid rate lock. Please call or email our Real Estate department for other quotes or information.
*Conforming and High Balance loan limits for certain counties in California have been revised for 2021. Certain restrictions apply.
A point is equal to 1% of the balance of the loan amount.
Payment per $1,000 balance is based on the interest rate listed for the amortization term listed, and is rounded to the nearest cent. Example: for a 30 year, $484,350 conforming mortgage with zero-points and a fixed rate of 4.000%, multiply 484 x $4.77 for an approximate payment amount of $2,312.36 (loan amount Ć· $1,000 x payment example = payment amount). The monthly payment amount shown includes principal and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required. Private mortgage insurance (PMI) is required on mortgages that exceed 80% loan-to-value (LTV), and would also increase the payment amount.
Super Jumbo Fixed
Super Jumbo = greater than $822,375*
| Rate | APR* | Points |
|---|---|---|
| 3.000% | 3.056% | 1 |
| Rate | APR* | Points |
|---|---|---|
| 3.125% | 3.142% | 0 |
*Annual Percentage Rate reflects FICO Score of 700 or higher (also known as credit worthinessāyour score may vary and affect the corresponding APR) and is based on a loan for an owner-occupied (primary residence), single-family dwelling in California with a loan-to-value ratio of 80% or less, no cash-out. Other restrictions may apply. These rates are for informational purposes only and are subject to change without notice. No rate is guaranteed without a valid rate lock. Please call or email our Real Estate department for other quotes or information.
Conforming and High Balance loan limits for certain counties in California have been revised for 2021. Certain restrictions apply. A point is equal to 1% of the balance of the loan amount
Annual Percentage Rate is based on an 80% loan-to-value ratio for California Properties.
Payment per $1,000 balance is based on the interest rate listed for the amortization term listed, and is rounded to the nearest cent. Example: for a 30 year, $1,000,000 mortgage with zero-points and a fixed rate of 4.125%, multiply 1,000 x $4.85 for an approximate payment amount of $4,846.50 (loan amount Ć· $1,000 x payment example = payment amount). The monthly payment amount shown includes principal and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required. Private mortgage insurance (PMI) is required on mortgages that exceed 80% loan-to-value (LTV), and would also increase the payment amount.
Super Jumbo Fixed
Super Jumbo = greater than $822,375*
Term
30 Year
| Rate | APR* | Points |
|---|---|---|
| 3.000% | 3.056% | 1 |
Term
30 Year
| Rate | APR* | Points |
|---|---|---|
| 3.125% | 3.142% | 0 |
*Annual Percentage Rate reflects FICO Score of 700 or higher (also known as credit worthinessāyour score may vary and affect the corresponding APR) and is based on a loan for an owner-occupied (primary residence), single-family dwelling in California with a loan-to-value ratio of 80% or less, no cash-out. Other restrictions may apply. These rates are for informational purposes only and are subject to change without notice. No rate is guaranteed without a valid rate lock. Please call or email our Real Estate department for other quotes or information.
Conforming and High Balance loan limits for certain counties in California have been revised for 2021. Certain restrictions apply. A point is equal to 1% of the balance of the loan amount
Annual Percentage Rate is based on an 80% loan-to-value ratio for California Properties.
Payment per $1,000 balance is based on the interest rate listed for the amortization term listed, and is rounded to the nearest cent. Example: for a 30 year, $1,000,000 mortgage with zero-points and a fixed rate of 4.125%, multiply 1,000 x $4.85 for an approximate payment amount of $4,846.50 (loan amount Ć· $1,000 x payment example = payment amount). The monthly payment amount shown includes principal and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required. Private mortgage insurance (PMI) is required on mortgages that exceed 80% loan-to-value (LTV), and would also increase the payment amount.
Conforming Adjustable Rate Mortgage Rates
Conforming = up to $548,250*
| Rate | APR* | Points |
|---|---|---|
| 3.250% | 4.045% | 0 |
| Rate | APR* | Points |
|---|---|---|
| 3.125% | 4.246% | 0 |
| Rate | APR* | Points |
|---|---|---|
| 3.000% | 4.334% | 0 |
| Rate | APR* | Points |
|---|---|---|
| 2.875% | 4.537% | 0 |
*Annual Percentage Rate reflects FICO score of 740 or higher (also known as credit worthiness - your score may vary and affect the corresponding APR) and is based on a loan for an owner-occupied (primary residence), single-family dwelling in California with a loan-to-value ratio of 80% or less). Other restrictions may apply. These rates are for informational purposes only and are subject to change without notice. No rate is guaranteed without a valid rate lock. Please call or email our Real Estate department for other quotes or information.
Conforming and High Balance loan limits for certain counties in California have been revised for 2021. Certain restrictions apply.
3/1 and 5/1 ARM are loans that are fixed for the first 3 to 5 years and are adjusted on an annual basis thereafter. The index is used the 1 year US Treasury Security adjusted to a constant maturity of one year.
ARM Rate Adjustments:
Investment Property: add 0.50 basis points to Rate
FICO Score less than 660: add 0.25 basis points to Rate
Loan-to-Value greater than 80%: add 0.25 basis points to Rate
A point is equal to 1% of the balance of the loan amount.
5/1 ARM (30 year) Mortgage Payment Example: The information provided assumes the purpose of the loan is to purchase an existing single family home to be used as a primary residence, with a loan amount of $100,000, located in San Francisco County. The assumed credit score is 740. Therefore, on an $100,000 5/1 ARM (30 year) mortgage with an initial interest rate of 2.50% and an APR of 3.391%, where the interest rate adjusts annually with a maximum of 2% points up or down and will never exceed 6% points above or below the initial APR, a payment example would be as follows based on a fully capped interest rate over the life of the loan:
Years 1-5
Rate: 2.50%
Payment Amount: $395.12
Year 6
Rate: 4.50%
Payment Amount: $489.55
Year 7
Rate: 6.50%
Payment Amount: $591.28
Years 8-30
Rate: 8.50%
Payment Amount: $698.72
Conforming Adjustable Rate Mortgage Rates
Conforming = up to $548,250*
Adjustable
10/1 ARM
| Rate | APR* | Points |
|---|---|---|
| 3.250% | 4.045% | 0 |
Adjustable
7/1 ARM
| Rate | APR* | Points |
|---|---|---|
| 3.125% | 4.246% | 0 |
Adjustable
5/1 ARM
| Rate | APR* | Points |
|---|---|---|
| 3.000% | 4.334% | 0 |
5/1 Adjustable Rate
3/1 ARM
| Rate | APR* | Points |
|---|---|---|
| 2.875% | 4.537% | 0 |
*Annual Percentage Rate reflects FICO score of 740 or higher (also known as credit worthiness - your score may vary and affect the corresponding APR) and is based on a loan for an owner-occupied (primary residence), single-family dwelling in California with a loan-to-value ratio of 80% or less). Other restrictions may apply. These rates are for informational purposes only and are subject to change without notice. No rate is guaranteed without a valid rate lock. Please call or email our Real Estate department for other quotes or information.
Conforming and High Balance loan limits for certain counties in California have been revised for 2021. Certain restrictions apply.
3/1 and 5/1 ARM are loans that are fixed for the first 3 to 5 years and are adjusted on an annual basis thereafter. The index is used the 1 year US Treasury Security adjusted to a constant maturity of one year.
ARM Rate Adjustments:
Investment Property: add 0.50 basis points to Rate
FICO Score less than 660: add 0.25 basis points to Rate
Loan-to-Value greater than 80%: add 0.25 basis points to Rate
A point is equal to 1% of the balance of the loan amount.
5/1 ARM (30 year) Mortgage Payment Example: The information provided assumes the purpose of the loan is to purchase an existing single family home to be used as a primary residence, with a loan amount of $100,000, located in San Francisco County. The assumed credit score is 740. Therefore, on an $100,000 5/1 ARM (30 year) mortgage with an initial interest rate of 2.50% and an APR of 3.391%, where the interest rate adjusts annually with a maximum of 2% points up or down and will never exceed 6% points above or below the initial APR, a payment example would be as follows based on a fully capped interest rate over the life of the loan:
Years 1-5
Rate: 2.50%
Payment Amount: $395.12
Year 6
Rate: 4.50%
Payment Amount: $489.55
Year 7
Rate: 6.50%
Payment Amount: $591.28
Years 8-30
Rate: 8.50%
Payment Amount: $698.72
Jumbo Adjustable Rate Mortgage Rates
Super Jumbo = greater than $822,375*
| Rate | APR* | Points |
|---|---|---|
| 3.250% | 4.163% | 0 |
| Rate | APR* | Points |
|---|---|---|
| 3.125% | 4.300% | 0 |
| Rate | APR* | Points |
|---|---|---|
| 3.000% | 4.487% | 0 |
| Rate | APR* | Points |
|---|---|---|
| 2.875% | 4.615% | 0 |
*Annual Percentage Rate reflects FICO Score of 740 or higher (also known as creditworthinessāyour Score may vary and affect the corresponding APR) and is based on a loan for an owner-occupied (primary residence), single-family dwelling in California with a loan-to-value ratio of 80% or less. Other restrictions may apply. These rates are for informational purposes only and are subject to change without notice. No rate is guaranteed without a valid rate lock. Please call or email our Real Estate department for other quotes or information.
Conforming and High Balance loan limits for certain counties in California have been revised for 2021. Certain restrictions apply.
3/1 and 5/1 ARM are loans that are fixed for the first 3 or 5 years and adjusted on an annual basis thereafter. The index used is the 1 year US Treasury Security adjusted to a constant maturity of one year.
ARM Rate Adjustments
ā¦Investment Property: add 0.50 basis points to Rate
ā¦FICO Score less than 660: add 0.25 basis points to Rate
ā¦ Loan-to-Value greater than 80%: add 0.25 basis points to Rate
A point is equal to 1% of the balance of the loan amount.
5/1 ARM (30 Year) Mortgage Payment Example: The information provided assumes the purpose of the loan is to purchase an existing single family home to be
used as a primary residence, with a loan amount of $100,000, located in San Francisco County. The assumed credit score is 740. Therefore, on a $100,000 5/1 ARM (30 Year) mortgage with an initial interest rate of 2.50% and an APR of 3.391%, where the interest rate adjusts annually with a maximum of 2% points up or down and will never exceed 6% points above or below the initial APR, a payment example would be as follows based on a fully capped interest rate over the life of the loan:
Years 1 ā 5
Rate: 2.50%
Payment Amount: $395.12
Year 6
Rate: 4.50%
Payment Amount: $489.55
Year 7
Rate: 6.50%
Payment Amount: $591.28
Years 8 ā 30
Rate: 8.50%
Payment Amount: $698.72
Jumbo Adjustable Rate Mortgage Rates
Super Jumbo = greater than $822,375*
Type
10/1 ARM
| Rate | APR* | Points |
|---|---|---|
| 3.250% | 4.163% | 0 |
Type
7/1 ARM
| Rate | APR* | Points |
|---|---|---|
| 3.125% | 4.300% | 0 |
Type
5/1 ARM
| Rate | APR* | Points |
|---|---|---|
| 3.000% | 4.487% | 0 |
Type
3/1 ARM
| Rate | APR* | Points |
|---|---|---|
| 2.875% | 4.615% | 0 |
*Annual Percentage Rate reflects FICO Score of 740 or higher (also known as creditworthinessāyour Score may vary and affect the corresponding APR) and is based on a loan for an owner-occupied (primary residence), single-family dwelling in California with a loan-to-value ratio of 80% or less. Other restrictions may apply. These rates are for informational purposes only and are subject to change without notice. No rate is guaranteed without a valid rate lock. Please call or email our Real Estate department for other quotes or information.
Conforming and High Balance loan limits for certain counties in California have been revised for 2021. Certain restrictions apply.
3/1 and 5/1 ARM are loans that are fixed for the first 3 or 5 years and adjusted on an annual basis thereafter. The index used is the 1 year US Treasury Security adjusted to a constant maturity of one year.
ARM Rate Adjustments
ā¦Investment Property: add 0.50 basis points to Rate
ā¦FICO Score less than 660: add 0.25 basis points to Rate
ā¦ Loan-to-Value greater than 80%: add 0.25 basis points to Rate
A point is equal to 1% of the balance of the loan amount.
5/1 ARM (30 Year) Mortgage Payment Example: The information provided assumes the purpose of the loan is to purchase an existing single family home to be
used as a primary residence, with a loan amount of $100,000, located in San Francisco County. The assumed credit score is 740. Therefore, on a $100,000 5/1 ARM (30 Year) mortgage with an initial interest rate of 2.50% and an APR of 3.391%, where the interest rate adjusts annually with a maximum of 2% points up or down and will never exceed 6% points above or below the initial APR, a payment example would be as follows based on a fully capped interest rate over the life of the loan:
Years 1 ā 5
Rate: 2.50%
Payment Amount: $395.12
Year 6
Rate: 4.50%
Payment Amount: $489.55
Year 7
Rate: 6.50%
Payment Amount: $591.28
Years 8 ā 30
Rate: 8.50%
Payment Amount: $698.72
Call or Chat
(415) 674-4800
(888) 499-FIRE (3473)
Mon ā Sat 7:00 AM ā 8:00 PM*
*Please note that 'After Hours Phone Support' is available outside of regular Contact Center Hours.
Stop by a branch
Branch hours
Mon ā Fri 8:30 AM ā 6:00 PM
Saturday 8:30 AM ā 3:00 PM
New & Used Auto: 2014 or Newer
Minimum Loan Amount
$5,000
| Term1 | APR* |
|---|---|
| 1 to 48 Months | 2.54% |
Minimum Loan Amount
$10,000
| Term2 | APR* |
|---|---|
| 49-60 Months | 2.54% |
Minimum Loan Amount
$15,000
| Term3 | APR* |
|---|---|
| 61-72 Months | 2.89% |
Minimum Loan Amount
$25,000
| Term4 | APR* |
|---|---|
| 73-84 Months | 3.74% |
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on an individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and the other vehicle characteristics. Speak to a loan officer for details.
1Payment Example: Assuming a $15,000 auto loan for 48 months at 2.54% APR, the monthly payment will be $329.20.
2Payment Example: Assuming a $15,000 auto loan for 60 months at 2.54% APR, the monthly payment will be $266.66..
3Payment Example: Assuming a $15,000 auto loan for 72 months at 2.89% APR, the monthly payment will be $227.35.
4Payment Example: Assuming a $25,000 auto loan for 84 months at 3.74% APR, the monthly payment will be $203.26.
New & Used Auto: 2014 or Newer
Minimum Loan Amount
$5,000
| Term1 | APR* |
|---|---|
| 1 to 48 Months | 2.54% |
Minimum Loan Amount
$10,000
| Term2 | APR* |
|---|---|
| 49-60 Months | 2.54% |
Minimum Loan Amount
$15,000
| Term3 | APR* |
|---|---|
| 61-72 Months | 2.89% |
Minimum Loan Amount
$25,000
| Term4 | APR* |
|---|---|
| 73-84 Months | 3.74% |
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on an individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and the other vehicle characteristics. Speak to a loan officer for details.
1Payment Example: Assuming a $15,000 auto loan for 48 months at 2.54% APR, the monthly payment will be $329.20.
2Payment Example: Assuming a $15,000 auto loan for 60 months at 2.54% APR, the monthly payment will be $266.66..
3Payment Example: Assuming a $15,000 auto loan for 72 months at 2.89% APR, the monthly payment will be $227.35.
4Payment Example: Assuming a $25,000 auto loan for 84 months at 3.74% APR, the monthly payment will be $203.26.
Classic & Older Autos: 2012-2013
Minimum Loan Amount
$5,000
| Term1 | APR* |
|---|---|
| 1-48 Months | 7.29% |
Minimum Loan Amount
$10,000
| Term2 | APR* |
|---|---|
| 49-60 Months | 7.44% |
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics. Speak to a loan officer for details.
1Payment example: Classic auto loan of $15,000 for four years at 7.29% APR will have a monthly payment of $361.28.
2Payment example: Classic auto loan of $15,000 for five years at 7.44% APR will have a monthly payment of $300.21. Other rates and terms are available.
Classic & Older Autos: 2012-2013
Minimum Loan Amount
$5,000
| Term1 | APR* |
|---|---|
| 1-48 Months | 7.29% |
Minimum Loan Amount
$10,000
| Term2 | APR* |
|---|---|
| 49-60 Months | 7.44% |
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics. Speak to a loan officer for details.
1Payment example: Classic auto loan of $15,000 for four years at 7.29% APR will have a monthly payment of $361.28.
2Payment example: Classic auto loan of $15,000 for five years at 7.44% APR will have a monthly payment of $300.21. Other rates and terms are available.
New & Used Boats, Jet Skis, ATVs: 2016 or Newer
Minimum Loan Amount
$15,000
| Term1 | APR* |
|---|---|
| 1 - 36 Months | 4.59% |
Minimum Loan Amount
$15,000
| Term2 | APR* |
|---|---|
| 37 - 60 Months | 4.99% |
Minimum Loan Amount
$50,000
| Term3 | APR* |
|---|---|
| 61 - 120 Months | 5.74% |
Minimum Loan Amount
$75,000
| Term4 | APR* |
|---|---|
| 121 - 180 Months | 6.74% |
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other Boat/Jet Ski/ATV characteristics. Speak to a loan officer for details.
1Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 36 months at 4.59% APR will have a monthly payment of $446.85.
2Payment Example: Ā Boat/Jet Ski/ATV loan of $15,000 for 60 months at 4.99% APR will have a monthly payment of $283.04.
3Payment Example: Boat/Jet Ski/ATV loan of $50,000 for 120 months at 5.74% APR will have a monthly payment of $548.73.
4Payment Example: Boat/Jet Ski/ATV loan of $75,000 or 180 months at 6.74% APR will have a monthly payment of $663.50.
New & Used Boats, Jet Skis, ATVs: 2016 or Newer
Minimum Loan Amount
$15,000
| Term1 | APR* |
|---|---|
| 1 - 36 Months | 4.59% |
Minimum Loan Amount
$15,000
| Term2 | APR* |
|---|---|
| 37 - 60 Months | 4.99% |
Minimum Loan Amount
$50,000
| Term3 | APR* |
|---|---|
| 61 - 120 Months | 5.74% |
Minimum Loan Amount
$75,000
| Term4 | APR* |
|---|---|
| 121 - 180 Months | 6.74% |
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other Boat/Jet Ski/ATV characteristics. Speak to a loan officer for details.
1Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 36 months at 4.59% APR will have a monthly payment of $446.85.
2Payment Example: Ā Boat/Jet Ski/ATV loan of $15,000 for 60 months at 4.99% APR will have a monthly payment of $283.04.
3Payment Example: Boat/Jet Ski/ATV loan of $50,000 for 120 months at 5.74% APR will have a monthly payment of $548.73.
4Payment Example: Boat/Jet Ski/ATV loan of $75,000 or 180 months at 6.74% APR will have a monthly payment of $663.50.
New & Used Motorcycles/Scooters: 2016 or Newer
Minimum Loan Amount
$5,000
| Term1 | APR* |
|---|---|
| 1 to 36 Months | 4.29% |
Minimum Loan Amount
$5,000
| Term2 | APR* |
|---|---|
| 37 to 60 Months | 4.54% |
Minimum Loan Amount
$15,000
| Term3 | APR* |
|---|---|
| 61 to 72 Months (for new motorcycles only) | 4.79% |
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics. Speak to a loan officer for details.
1Payment Example: A loan amount of $7,500 for 36 months at 4.29% APR would have a monthly payment of $222.42.
2Payment Example: A loan amount of $7,500 for 60 months at 4.54% APR would have a monthly payment of $139.98.
3Payment Example: A loan amount of $15,000 for 72 months at 4.79% APR would have a monthly payment of $240.15.
New & Used Motorcycles/Scooters: 2016 or Newer
Minimum Loan Amount
$5,000
| Term1 | APR* |
|---|---|
| 1 to 36 Months | 4.29% |
Minimum Loan Amount
$5,000
| Term2 | APR* |
|---|---|
| 37 to 60 Months | 4.54% |
Minimum Loan Amount
$15,000
| Term3 | APR* |
|---|---|
| 61 to 72 Months (for new motorcycles only) | 4.79% |
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics. Speak to a loan officer for details.
1Payment Example: A loan amount of $7,500 for 36 months at 4.29% APR would have a monthly payment of $222.42.
2Payment Example: A loan amount of $7,500 for 60 months at 4.54% APR would have a monthly payment of $139.98.
3Payment Example: A loan amount of $15,000 for 72 months at 4.79% APR would have a monthly payment of $240.15.
Secured Loan Rates
Type
Savings Secured (100% of pledged account(s))
| Term1 | APR* |
|---|---|
| up to 60 months | Share rate + 3.00% |
Type
Certificate Secured (100% of pledged account(s))
| Term2 | APR* |
|---|---|
| term of certificate | Certificate rate + 3.00% |
*APR=Annual Percentage Rate. Rates effective are subject to change without notice.
Secured (Savings or Certificate) Loans
1Payment Example - Savings Secured: A loan amount of $3,000 for 60 months at 3.02% APR (savings rate + 3%) would have a monthly payment of $53.94. Other rates and terms are available.
2Payment Example - Certificate Secured: A loan amount of $3,000 for 60 months at 3.50% APR (savings rate + 3%) would have a monthly payment of $54.59. Other rates and terms are available.
Secured Loan Rates
Type
Savings Secured (100% of pledged account(s))
| Term1 | APR* |
|---|---|
| up to 60 months | Share rate + 3.00% |
Type
Certificate Secured (100% of pledged account(s))
| Term2 | APR* |
|---|---|
| term of certificate | Certificate rate + 3.00% |
*APR=Annual Percentage Rate. Rates effective are subject to change without notice.
Secured (Savings or Certificate) Loans
1Payment Example - Savings Secured: A loan amount of $3,000 for 60 months at 3.02% APR (savings rate + 3%) would have a monthly payment of $53.94. Other rates and terms are available.
2Payment Example - Certificate Secured: A loan amount of $3,000 for 60 months at 3.50% APR (savings rate + 3%) would have a monthly payment of $54.59. Other rates and terms are available.
Signature Loan Rates
Rates
| Minimum Amount/Maximum Amount | Term1 | APR* |
|---|---|---|
| $1,000/$50,000 | 1-12 Months | 6.25% |
Rates
| Minimum Amount/Maximum Amount | Term2 | APR* |
|---|---|---|
| $1,000/$50,000 | 13 to 24 Months | 6.50% |
Rates
| Minimum Amount/Maximum Amount | Term3 | APR* |
|---|---|---|
| $1,000/$50,000 | 25 to 36 Months | 6.75% |
Rates
| Minimum Amount/Maximum Amount | Term4 | APR* |
|---|---|---|
| $1,000/$50,000 | 37 to 48 Months | 7.00% |
Rates
| Minimum Amount/Maximum Amount | Term5 | APR* |
|---|---|---|
| $1,000/$50,000 | 49 to 60 Months | 7.25% |
Rates subject to change at any time without notice.
*APR= Annual Percentage Rate based on credit worthiness
The maximum aggregate unsecured credit limit is $50,000 per member.
1Payment example: A $5,000 loan for 12 months at 6.25% APR would have a monthly payment of $430.99. Other rates and terms are available.
2Payment example: A $5000 loan for 24 months at 6.50% APR wold have a monthly payment of $222.78. Other rates and terms are available.
3Payment example: A $5000 loan for 36 months at 6.75% would have a monthly payment of $153.85. Other rates and terms are available.
4Payment example: A $5000 loan for 48 months at 7.00% would have a monthly payment of $119.76. Other rates and terms are available.Ā
5Payment example: A $5000 loan for 60 months at 7.25% would have a monthly payment of $99.63. Other rates and terms are available.
Signature Loan Rates
Rates
| Minimum Amount/Maximum Amount | Term1 | APR* |
|---|---|---|
| $1,000/$50,000 | 1-12 Months | 6.25% |
Rates
| Minimum Amount/Maximum Amount | Term2 | APR* |
|---|---|---|
| $1,000/$50,000 | 13 to 24 Months | 6.50% |
Rates
| Minimum Amount/Maximum Amount | Term3 | APR* |
|---|---|---|
| $1,000/$50,000 | 25 to 36 Months | 6.75% |
Rates
| Minimum Amount/Maximum Amount | Term4 | APR* |
|---|---|---|
| $1,000/$50,000 | 37 to 48 Months | 7.00% |
Rates
| Minimum Amount/Maximum Amount | Term5 | APR* |
|---|---|---|
| $1,000/$50,000 | 49 to 60 Months | 7.25% |
Rates subject to change at any time without notice.
*APR= Annual Percentage Rate based on credit worthiness
The maximum aggregate unsecured credit limit is $50,000 per member.
1Payment example: A $5,000 loan for 12 months at 6.25% APR would have a monthly payment of $430.99. Other rates and terms are available.
2Payment example: A $5000 loan for 24 months at 6.50% APR wold have a monthly payment of $222.78. Other rates and terms are available.
3Payment example: A $5000 loan for 36 months at 6.75% would have a monthly payment of $153.85. Other rates and terms are available.
4Payment example: A $5000 loan for 48 months at 7.00% would have a monthly payment of $119.76. Other rates and terms are available.Ā
5Payment example: A $5000 loan for 60 months at 7.25% would have a monthly payment of $99.63. Other rates and terms are available.
Solar Panel Loan Rates
Minimum Loan Amount
$5,000
| Term1 | APR* |
|---|---|
| up to 60 Months | 6.99% - 8.99% |
Minimum Loan Amount
$10,000
| Term2 | APR* |
|---|---|
| 61-84 Months | 6.99% - 8.99% |
Minimum Loan Amount
$15,000
| Term3 | APR* |
|---|---|
| 85-120 Months | 6.99% - 8.99% |
Minimum Loan Amount
$20,000
| Term4 | APR* |
|---|---|
| 121-180 Months | 7.99% - 9.99% |
Minimum Amount
$25,000
| Term5 | APR* |
|---|---|
| 181-240 Months | 8.99%-10.99% |
*APR=Annual Percentage Rate. Rates effective are subject to change without notice.
Solar Panel Loans
A signed contract for solar panel purchase is needed prior to loan funding.
This loan program is for single-family homes and the borrower must live in the property.
In addition to the above conditions, the following are required with regard to a contractor being used for any loan over $25,000:
- Valid B (General Contractor) or C-46 (Solar) or C10 (Electrical) license
- 5 years contracting experience
- Better Business Bureau positive rating
- Valid liability insurance document
- Valid Workers Comp insurance document
1Payment Example: A loan amount of $5,000 for 60 months at 6.99% APR would have a monthly payment of $99.01. Other rates and terms are available.
2Payment Example: A loan amount of $10,000 for 84 Months at 6.99% would have a monthly payment of $150.93. Other rates and terms are available.
3Payment Example: A loan amount of $15,000 for 120 Months at 6.99% would have a monthly payment of $174.15. Other rates and terms are available.
4Payment Example: A loan amount of $20,000 for 180 Months at 7.99% would have a monthly payment of $191.11. Other rates and terms are available.
5Payment Example: A loan amount of $25,000 for 240 Months at 8.99% would have a monthly payment of $224.92. Other rates and terms are available.
Solar Panel Loan Rates
Minimum Loan Amount
$5,000
| Term1 | APR* |
|---|---|
| up to 60 Months | 6.99% - 8.99% |
Minimum Loan Amount
$10,000
| Term2 | APR* |
|---|---|
| 61-84 Months | 6.99% - 8.99% |
Minimum Loan Amount
$15,000
| Term3 | APR* |
|---|---|
| 85-120 Months | 6.99% - 8.99% |
Minimum Loan Amount
$20,000
| Term4 | APR* |
|---|---|
| 121-180 Months | 7.99% - 9.99% |
Minimum Amount
$25,000
| Term5 | APR* |
|---|---|
| 181-240 Months | 8.99%-10.99% |
*APR=Annual Percentage Rate. Rates effective are subject to change without notice.
Solar Panel Loans
A signed contract for solar panel purchase is needed prior to loan funding.
This loan program is for single-family homes and the borrower must live in the property.
In addition to the above conditions, the following are required with regard to a contractor being used for any loan over $25,000:
- Valid B (General Contractor) or C-46 (Solar) or C10 (Electrical) license
- 5 years contracting experience
- Better Business Bureau positive rating
- Valid liability insurance document
- Valid Workers Comp insurance document
1Payment Example: A loan amount of $5,000 for 60 months at 6.99% APR would have a monthly payment of $99.01. Other rates and terms are available.
2Payment Example: A loan amount of $10,000 for 84 Months at 6.99% would have a monthly payment of $150.93. Other rates and terms are available.
3Payment Example: A loan amount of $15,000 for 120 Months at 6.99% would have a monthly payment of $174.15. Other rates and terms are available.
4Payment Example: A loan amount of $20,000 for 180 Months at 7.99% would have a monthly payment of $191.11. Other rates and terms are available.
5Payment Example: A loan amount of $25,000 for 240 Months at 8.99% would have a monthly payment of $224.92. Other rates and terms are available.
Pre K-12 Tuition Loans
Rates
| Term1 | APR* |
|---|---|
| up to 24 months | 8.99% |
*APR= Annual Percentage Rate. Effective rate subject to change at any time.
All loans subject to credit, income verification and debt qualification. Rates subject to change at any time.
1Payment Example: Loan amount of $10,000 at 8.99% APR for 24 months has a payment of $456.83. Other terms & rates available.
Pre K-12 Tuition Loans
Rates
| Term1 | APR* |
|---|---|
| up to 24 months | 8.99% |
*APR= Annual Percentage Rate. Effective rate subject to change at any time.
All loans subject to credit, income verification and debt qualification. Rates subject to change at any time.
1Payment Example: Loan amount of $10,000 at 8.99% APR for 24 months has a payment of $456.83. Other terms & rates available.
Business Platinum Visa Rates
Business Visa
| Rate | APR Range |
|---|---|
| Variable, Currently - as low as 7.25% | 7.25% - 18.00% |
Variable rate adjusts quarterly and equals Prime Rate for previous month plus 4.00% to 8.00% depending on credit worthiness. 7.25% is the Credit Union's floor rate and 18.00% us the ceiling rate.
Business Platinum Visa Rates
Business Visa
| Rate | APR Range |
|---|---|
| Variable, Currently - as low as 7.25% | 7.25% - 18.00% |
Variable rate adjusts quarterly and equals Prime Rate for previous month plus 4.00% to 8.00% depending on credit worthiness. 7.25% is the Credit Union's floor rate and 18.00% us the ceiling rate.
SF Fire Credit Union Platinum Visa Rates
Platinum Visa
| Rate | APR Range |
|---|---|
| Variable, Currently - as low as 7.25% | 7.25% - 18.00% |
APR= Annual Percentage Rate
Variable rate adjusts quarterly and equals Prime Rate for previous month plus 4.00% to 8.00% depending on credit worthiness. 7.25% is the Credit Union's floor rate and 18.00% is the ceiling rate
SF Fire Credit Union Platinum Visa Rates
Platinum Visa
| Rate | APR Range |
|---|---|
| Variable, Currently - as low as 7.25% | 7.25% - 18.00% |
APR= Annual Percentage Rate
Variable rate adjusts quarterly and equals Prime Rate for previous month plus 4.00% to 8.00% depending on credit worthiness. 7.25% is the Credit Union's floor rate and 18.00% is the ceiling rate
CSFA Platinum Visa Rates
CSFA Platinum Visa Rates
| Rate | APR Range |
|---|---|
| Variable, Currently - as low as 7.25% | 7.25% - 18.00% |
APR= Annual Percentage Rate
Variable rate adjusts quarterly and equals Prime Rate for previous month plus 4.00% to 8.00% depending on credit worthiness. 7.25% is the Credit Union's floor rate and 18.00% is the ceiling rate
CSFA Platinum Visa Rates
CSFA Platinum Visa Rates
| Rate | APR Range |
|---|---|
| Variable, Currently - as low as 7.25% | 7.25% - 18.00% |
APR= Annual Percentage Rate
Variable rate adjusts quarterly and equals Prime Rate for previous month plus 4.00% to 8.00% depending on credit worthiness. 7.25% is the Credit Union's floor rate and 18.00% is the ceiling rate
Checking Account Rates*
Checking Account
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $0 | 0.00% | 0.00% |
*Rates effective as of 5/14/20 and are subject to change at any time.
APY= Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are credit monthly. This schedule is incorporated as part of your account agreement with SF Fire Credit Union.
Minimum balance requirements apply to average balance (amount of principle in account each day). All savings rates are variable. This means that the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.
Checking Account Rates*
Checking Account
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $0 | 0.00% | 0.00% |
*Rates effective as of 5/14/20 and are subject to change at any time.
APY= Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are credit monthly. This schedule is incorporated as part of your account agreement with SF Fire Credit Union.
Minimum balance requirements apply to average balance (amount of principle in account each day). All savings rates are variable. This means that the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.
Fixed IRA Rate Certificates*
Term
1 Year
| Minimum Deposit Required | APY* | Dividend |
|---|---|---|
| $100 | 0.20% | 0.20% |
Term
18 Month Bump Up
| Minimum Deposit Required | APY* | Dividend |
|---|---|---|
| $100 | 0.20% | 0.20% |
Term
2 Year
| Minimum Deposit Required | APY* | Dividend |
|---|---|---|
| $100 | 0.25% | 0.25% |
Term
3 Year
| Minimum Deposit Required | APY* | Dividend |
|---|---|---|
| $100 | 0.35% | 0.35% |
Term
5 Year
| Minimum Deposit Required | APY* | Dividend |
|---|---|---|
| $100 | 0.40% | 0.40% |
*Rates effective as of 08/24/20. Listed rates are subject to change at any time.
Fixed IRA Rate Certificates*
Term
1 Year
| Minimum Deposit Required | APY* | Dividend |
|---|---|---|
| $100 | 0.20% | 0.20% |
Term
18 Month Bump Up
| Minimum Deposit Required | APY* | Dividend |
|---|---|---|
| $100 | 0.20% | 0.20% |
Term
2 Year
| Minimum Deposit Required | APY* | Dividend |
|---|---|---|
| $100 | 0.25% | 0.25% |
Term
3 Year
| Minimum Deposit Required | APY* | Dividend |
|---|---|---|
| $100 | 0.35% | 0.35% |
Term
5 Year
| Minimum Deposit Required | APY* | Dividend |
|---|---|---|
| $100 | 0.40% | 0.40% |
*Rates effective as of 08/24/20. Listed rates are subject to change at any time.
Variable IRA Rate Certificates*
Term
60 Month
| Minimum Deposit Required | APY* | Dividend |
|---|---|---|
| $100 | 0.09% | 0.09% |
*Rates effective 7/20/20 and are subject to change at any time.
APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes the funds will remain in the deposit account for the full 365 days. Unless otherwise paid, excluding IRA's, the dividends will be credited to your account and compounded every month.
If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE(3473) from 6am to 10pm (Pacific Time) seven days a week.
Variable IRA Rate Certificates*
Term
60 Month
| Minimum Deposit Required | APY* | Dividend |
|---|---|---|
| $100 | 0.09% | 0.09% |
*Rates effective 7/20/20 and are subject to change at any time.
APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes the funds will remain in the deposit account for the full 365 days. Unless otherwise paid, excluding IRA's, the dividends will be credited to your account and compounded every month.
If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE(3473) from 6am to 10pm (Pacific Time) seven days a week.
Term Certificate Rates*
Term
3 Month
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.05% | 0.05% |
Term
6 Month
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.10% | 0.10% |
Term
1 Year
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.20% | 0.20% |
Term
18-Month Bump Up1
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.20% | 0.20% |
Term
2 Year
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.25% | 0.25% |
Term
3 Year
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.35% | 0.35% |
Term
5 Year
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.40% | 0.40% |
*Rates effective as of 11/17/20. Rates are subject to change at any time.
Term Certificates have a required minimum deposit of $250.
APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days.
Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.
If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473), from 7am to 8pm (Pacific Time) Monday through Saturday
1If the prevailing dividend rates for new 18-Month Bump Up Term Certificates go up during your 18-Month term, you may contact us once during the 18 months to increase your dividend rate to match that of new term certificates.
Term Certificate Rates*
Term
3 Month
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.05% | 0.05% |
Term
6 Month
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.10% | 0.10% |
Term
1 Year
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.20% | 0.20% |
Term
18-Month Bump Up1
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.20% | 0.20% |
Term
2 Year
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.25% | 0.25% |
Term
3 Year
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.35% | 0.35% |
Term
5 Year
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $250 | 0.40% | 0.40% |
*Rates effective as of 11/17/20. Rates are subject to change at any time.
Term Certificates have a required minimum deposit of $250.
APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days.
Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.
If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473), from 7am to 8pm (Pacific Time) Monday through Saturday
1If the prevailing dividend rates for new 18-Month Bump Up Term Certificates go up during your 18-Month term, you may contact us once during the 18 months to increase your dividend rate to match that of new term certificates.
Jumbo Term Certificate Rates*
Term
3 Month
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $100,000 | 0.05% | 0.05% |
Term
6 Month
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $100,000 | 0.10% | 0.10% |
Term
1 Year
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $100,000 | 0.20% | 0.20% |
*Rates effective as of 11/17/20. Rates are subject to change at any time.
Jumbo Term Certificates have a required minimum deposit of $100,000
APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days. Unless otherwise paid, excluding IRAs, dividends will be credited to your account and compounded every month.
Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.
If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473) from 7am to 8pm (Pacific Time) Monday through Saturday
Jumbo Term Certificate Rates*
Term
3 Month
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $100,000 | 0.05% | 0.05% |
Term
6 Month
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $100,000 | 0.10% | 0.10% |
Term
1 Year
| Minimum Deposit/Minimum Balance | APY* | Dividend |
|---|---|---|
| $100,000 | 0.20% | 0.20% |
*Rates effective as of 11/17/20. Rates are subject to change at any time.
Jumbo Term Certificates have a required minimum deposit of $100,000
APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days. Unless otherwise paid, excluding IRAs, dividends will be credited to your account and compounded every month.
Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.
If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473) from 7am to 8pm (Pacific Time) Monday through Saturday
Savings Account Rates*
Account Type
Health Savings Account
| Minimum Amount/Minimum Balance | APY* | Dividend |
|---|---|---|
| $0 | 0.05% | 0.05% |
Account Type
Holiday Savings
| Minimum Amount/Minimum Balance | APY* | Dividend |
|---|---|---|
| $0 | 0.02% | 0.02% |
Account Type
Educational Savings
| Minimum Amount/Minimum Balance | APY* | Dividend |
|---|---|---|
| $0 | 0.05% | 0.05% |
Account Type
IRA Savings
| Minimum Amount/Minimum Balance | APY* | Dividend |
|---|---|---|
| $0 | 0.05% | 0.05% |
*Rates effective as of 5/14/20.
APY= Annual Percentage Yield. Rates subject to change at anytime without notice. All savings rates are variable. This means that the dividend rate and annual percentage yield may change any time as determined by the Board of Directors.
This rate schedule states rates applicable to specified accounts. Dividends are credited monthly, expect in the instance of the Holiday Savings. For Holiday Savings, dividends will be credited at the time of distribution of funds on November 1st (dividends require Holiday Savings deposits to remain in the account until November 1st). The dividend period varies depending on when the account is opened. This schedule is incorporated as part of your account agreement with SF Fire Credit Union. Fees or other conditions could reduce earnings on any of the listed accounts.
Savings Account Rates*
Account Type
Health Savings Account
| Minimum Amount/Minimum Balance | APY* | Dividend |
|---|---|---|
| $0 | 0.05% | 0.05% |
Account Type
Holiday Savings
| Minimum Amount/Minimum Balance | APY* | Dividend |
|---|---|---|
| $0 | 0.02% | 0.02% |
Account Type
Educational Savings
| Minimum Amount/Minimum Balance | APY* | Dividend |
|---|---|---|
| $0 | 0.05% | 0.05% |
Account Type
IRA Savings
| Minimum Amount/Minimum Balance | APY* | Dividend |
|---|---|---|
| $0 | 0.05% | 0.05% |
*Rates effective as of 5/14/20.
APY= Annual Percentage Yield. Rates subject to change at anytime without notice. All savings rates are variable. This means that the dividend rate and annual percentage yield may change any time as determined by the Board of Directors.
This rate schedule states rates applicable to specified accounts. Dividends are credited monthly, expect in the instance of the Holiday Savings. For Holiday Savings, dividends will be credited at the time of distribution of funds on November 1st (dividends require Holiday Savings deposits to remain in the account until November 1st). The dividend period varies depending on when the account is opened. This schedule is incorporated as part of your account agreement with SF Fire Credit Union. Fees or other conditions could reduce earnings on any of the listed accounts.
Tiered Savings Rates*
Minimum Balance
$0
| APY* | Dividend |
|---|---|
| 0.02% | 0.02% |
Minimum Balance
$10,000
| APY* | Dividend |
|---|---|
| 0.02% | 0.02% |
Minimum Balance
$50,000
| APY* | Dividend |
|---|---|
| 0.03% | 0.03% |
Minimum Balance
$100,000
| APY* | Dividend |
|---|---|
| 0.05% | 0.05% |
*Rates effective as of 05/14/20 and are subject to change at any time without notice
APY= Annual Percentage Yield. The APY is the effective annual rate of returnĀ and assumes that the funds will remain in the deposit account for the full 365 days. This rate schedule states rates applicable to specified accounts. This schedule is incorporated as a part of your account agreement with SF Fire Credit Union.
All savings rates are variable. This means that the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors
Tiered Savings Rates*
Minimum Balance
$0
| APY* | Dividend |
|---|---|
| 0.02% | 0.02% |
Minimum Balance
$10,000
| APY* | Dividend |
|---|---|
| 0.02% | 0.02% |
Minimum Balance
$50,000
| APY* | Dividend |
|---|---|
| 0.03% | 0.03% |
Minimum Balance
$100,000
| APY* | Dividend |
|---|---|
| 0.05% | 0.05% |
*Rates effective as of 05/14/20 and are subject to change at any time without notice
APY= Annual Percentage Yield. The APY is the effective annual rate of returnĀ and assumes that the funds will remain in the deposit account for the full 365 days. This rate schedule states rates applicable to specified accounts. This schedule is incorporated as a part of your account agreement with SF Fire Credit Union.
All savings rates are variable. This means that the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors