Rose.
Putting her first since 2002.

Balance Transfers

Transfer balances with no fees

With our Platinum Visa®, balance transfers from higher interest rate credit cards are a great way to pay off debt faster, with no balance transfer fees, no annual fees, and a low interest rate.

Three reasons for balance transfers

Transferring a balance from another credit card to your SF Fire CU Platinum Visa® helps you save money in several ways.

No Balance Transfer Fees

Where other cards might charge you fees such as 3% of the total transfer or a flat $5 or $10, there are no fees for balance transfers to your card with us.

Low Interest Rate

With an APR starting as low as 7.25%*, you'll be able to save a lot on interest every month and over time as you pay down the balance. 

No Annual Fee

No need to pay an annual fee to use your own line of credit. 

SF Fire Comparison Table
  SF Fire Platinum Visa Credit Card Bank of America Cash Rewards Card
APR
SF Fire Credit Union
7.25%*
Bank of America
13.99%after any introductory rates
Balance Transfer Fee
SF Fire Credit Union
$0
Bank of America
$10 or 3%
Annual Fee
SF Fire Credit Union
$0
Bank of America
$0
Cash Advance Fee
SF Fire Credit Union
$0
Bank of America
$10 or 3%
Foreign Transaction Fee
SF Fire Credit Union
$0
Bank of America
3% US dollar amount

The card that works for you

Our Platinum Visa card not only offers a strong balance transfer option for you, but also free Extra Awards ™ points and other Visa Benefits such as a Warranty Manager program and an Auto Rental Collision Waiver. You can also use it as a fee-free source of Overdraft Protection for your SF Fire CU checking account.

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Hannah & Martin, SFUSD supporters.
Putting them first since 2017.
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Come home to where the Bay Area banks

Join the best credit union in San Francisco. We put our members first, not profits. Let us help you achieve your goals.

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Hannah & Martin, SFUSD supporters.
Putting them first since 2017.
Jeanne, marathoner and coach. Putting her first since 2007.
FREE CHECKING

Checking you can count on

We offer the Bay Area's best checking account – easy, free, and with no minimum balance or monthly fee.

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Jeanne, marathoner and coach. Putting her first since 2007.

Let's Talk

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call or Chat

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM*

*Please note that 'After Hours Phone Support' is available outside of regular Contact Center Hours.

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Stop by a branch

Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

Find a Branch or ATM

*SF Fire Credit Union Visa is a variable rate product. Rates as low as 7.25% as of 2/12/2021.

IMPORTANT NOTE: There is no fee for a balance transfer; however, balance transfer requests will be treated as a cash advance and interest will begin to compound immediately.

1. 13.99% APR starts after introductory period of 0% APR for the first 12 Statement Closing Dates

Rate and Fee info for Bank of America as of 2/21/2020