Apply for a Loan
Apply for a loan for properties in California.
Why an SF Fire Home Loan?
| As Low As | Low | Discounted |
| 5% | Fees | Rate |
| Down | and Closing Costs | Options |
|
As Low As
5%
|
|
Low
Fees
|
|
Discounted
Rate
|
Go ahead, buy that welcome mat. When you buy or refinance a home with SF Fire Credit Union, you’ll get attractive rates and fees that fit your long-term goals. Our experienced loan professionals understand the unique challenges of the San Francisco, San Mateo, and Marin County markets. They’ll treat you like a person, not a number, and help open the door to your dream home.
Our online tools make it easy to research your home loan options, and find the mortgage that’s right for you.
You can use them to:
Review Loan Options
Learn about different loan options, rates, & fees to find out what works best for your needs.
Learn About Home Buying and Resources
When you’re ready to buy or refinance your home, learn about your options and resources.
Flat Fee Services
We have a $995 flat fee1 for fixed rate or adjustable mortgages
Flat Fee Services Include:
- Credit Report Fee
- Flood Certificate Fee
- Tax Service Fee
- Document Prep Fee
- Processing Fee
- Underwriting Fee
Flat Fee Services Do Not Include:
- Appraisal
- Appraisal Rush Fee (to expedite appraisal order)
- Title Policy
- Title Courier Fee
- Title Notary Fee
- Title Settlement & Escrow Fee
- Home Owners Association Certificate Fee (for condominium properties)
- Fees/Policies not exclusively listed under Flat Fee Services
Discover More
Buying a home
Things to do before buying a home
Buying a home is an exciting time and a huge achievement. Before you buy that welcome mat, here are 11 things you should know and do.
Home loans for new buyers
Own your first home
We’re here to help with everything from home ownership education, experienced loan professionals, and first-time home loan options.
