Go ahead, buy that welcome mat. When you buy or refinance a home with SF Fire Credit Union, you'll get attractive rates and fees that fit your long-term goals. Our experienced loan professionals understand the unique challenges of the San Francisco, San Mateo, and Marin County markets. They'll treat you like a person, not a number, and help open the door to your dream home.
Our online tools make it easy to research your home loan options, and find the mortgage that's right for you.
You can use them to:
Review Loan Options
Learn about different loan options, rates, & fees to find out what works best for your needs.
Learn About Home Buying and Resources
When you're ready to buy or refinance your home, learn about your options and resources.
Flat Fee Services for Owner-Occupied Single Family Dwellings
We have a $995 flat fee1 for fixed rate or adjustable mortgages
Flat Fee Services Include:
- Credit Report Fee
- Flood Certificate Fee
- Tax Service Fee
- Document Prep Fee
- Processing Fee
- Underwriting Fee
Flat Fee Services Do Not Include:
- Appraisal Rush Fee (to expedite appraisal order)
- Title Policy
- Title Courier Fee
- Title Notary Fee
- Title Settlement & Escrow Fee
- Home Owners Association Certificate Fee (for condominium properties)
- Fees/Policies not exclusively listed under Flat Fee Services
Things to do before buying a home
Buying a home is an exciting time and a huge achievement. Before you buy that welcome mat, here are 11 things you should know and do.Learn More
Own your first home
We're here to help with everything from home ownership education, experienced loan professionals, and first-time home loan options.Learn More
As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
Stop by a branch
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM
1Flat Fee Services are available for California properties only. Flat fee does not include title and escrow fees. Appraisal fee will be collected up front during the loan application process. Appraisal deposit is credited towards closing costs at funding. Appraisal deposits may by refunded if the loan 1. doesn't fund or 2. is cancelled (withdrawn) before an appraisal is ordered. Appraisal costs may vary based on property and transaction type.