Home Loan Rates & Fees
When it comes to home financing, there are many different options to choose from. How do you find the home loan that's right for you? Here is some information to help you decide.
-
Are there any prepayment penalties charged for these loan programs?
-
How are interest rates determined?
-
Is there a fee charged or any other obligation if I complete the online application?
-
Should I choose a 15 or 30-year loan?
-
Should I lock in my interest rate or let it float?
-
Should I pay for points in exchange for a lower interest rate?
-
What are closing fees and how are they determined?
-
What is an adjustable rate mortgage?
-
What is mortgage insurance and when is it required?
-
What is the Rate Lock policy?
-
What is title insurance and why do I need it?
-
When can I lock in my interest rate and points?
Get help making the right choices
Buying a home can be confusing. Our resources can help you get clear on what's right for you.
Learn More11 Things to do Before Buying a House
There's a few important steps between viewing listings on your favorite real-estate site and actually getting your keys. Find out how to set yourself up for home owner success.
Learn MoreLet's Talk
As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
Stop by a branch
Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM