It's your retirement. You should have an account that fits your needs. A Roth IRA has a little more flexibility than a Traditional IRA, but can still help you get where you need to be. Find out if a Roth IRA is right for you.
Roth IRA Benefits
- Not required to take distributions at age 72
- Make contributions with money you've already paid taxes on
- Under most scenarios, no taxes at withdrawal (please consult your tax advisor)
Note: for Roth IRAs, you must have employment compensation
Contribution limits1 for 2019 and 2020 are:
- Age 49 and under: $6,000
- Age 50 and above: $6,000 + $1,000 catch-up
To open an account, give us a call or visit us at a branch.
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As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
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Saturday 8:30 AM – 3:00 PM
Contribution limits based on modified annual gross income (modified AGI). Please see IRS Publication 590 for details.