Natalie, embracing SF opportunities.

MOTORCYCLE & SCOOTER LOANS

Go ahead, split the lane

Dreaming of a hip scooter or motorcycle to slice through the streets of San Francisco? We have financing options to help make that happen.

Why an SF Fire Motorcycle Loan?

Up To
100%
Zero
As Low As
6.87%

Sleek Italian scooters and high-horsepower motorcycles are a great way to explore the Bay Area, from San Mateo up to Marin County. Plus, fuel-efficient motorcycles and scooters are great for the environment. Our competitive rates and easy application can help get you on the road.

Let's be honest, two wheels are just more fun.

 

Member Benefits

New Motorcycles

Financing up to 100% Manufacturer Suggested Retail Price (MSRP), including tax & license.

Used Motorcycles

Financing up to 100% Kelly Blue Book Value, including tax & license.

New Motorcycles/Scooters: 2025 or Newer

Minimum Loan Amount

$5,000

Apply Now

Term1APR*
1 to 36 Months6.87%
Minimum Loan Amount

$10,000

Apply Now

Term2APR*
37 to 60 Months6.87%
Minimum Loan Amount

$15,000

Apply Now

Term3APR*
61 to 72 Months (for new motorcycles only)6.87%

*APR = Annual Percentage Rate. Rates shown are the lowest available rates for qualified borrowers and include a 0.25% discount for Automatic Loan Payments. If Automatic Loan Payments are not established prior to the first payment date or cancelled at any time during the life of the loan, the interest rate will increase by 0.25%. The discount will not reduce the amount of loan payment; loan payments are calculated based on the non-discounted rate. Once removed, the discount cannot be reinstated.

New and Used Motorcycle loan rates effective Oct 1st, 2025. Rates are subject to change without notice. Rates will depend on an individual’s credit. All loans are subject to credit approval. Additional terms and conditions may apply.

1Payment Example: A loan amount of $5,000 for 36 months at 7.12% APR would have a monthly payment of $155.10.
2Payment Example: A loan amount of $10,000 for 60 months at 7.12% APR would have a monthly payment of $199.14.
3Payment Example: A loan amount of $15,000 for 72 months at 7.12% APR would have a monthly payment of $257.32.

Payment estimates are based on the 1st payment due date 45 days from origination. The discount WILL NOT reduce the amount of the loan payment; loan payments are calculated based on the non-discounted rate.

Used Motorcycles/Scooters: 2020 - 2024

Minimum Loan Amount

$5,000

Apply Now

Term1APR*
1 to 36 Months6.99%
Minimum Loan Amount

$10,000

Apply Now

Term2APR*
37 to 60 Months6.99%

*APR = Annual Percentage Rate. Rates shown are the lowest available rates for qualified borrowers and include a 0.25% discount for Automatic Loan Payments. If Automatic Loan Payments are not established prior to the first payment date or cancelled at any time during the life of the loan, the interest rate will increase by 0.25%. The discount will not reduce the amount of loan payment; loan payments are calculated based on the non-discounted rate. Once removed, the discount cannot be reinstated.

New and Used Motorcycle loan rates effective Oct 1st, 2025. Rates are subject to change without notice. Rates will depend on an individual’s credit. All loans are subject to credit approval. Additional terms and conditions may apply.

1Payment Example: A loan amount of $5,000 for 36 months at 7.24% APR would have a monthly payment of $155.39.
2Payment Example: A loan amount of $10,000 for 60 months at 7.24% APR would have a monthly payment of $199.74.

Payment estimates are based on the 1st payment due date 45 days from origination. The discount WILL NOT reduce the amount of the loan payment; loan payments are calculated based on the non-discounted rate.

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Let's Talk

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Fri 7:00 AM – 7:00 PM
Sat 9:00AM - 5:00PM

 

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Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM

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