Business owner taking digital payment
Business owner taking digital payment
Business Money Market Account

Earn 4.35% APY* on new money deposits

Move qualifying funds into your Money Market Account from October 1 through December 31, 2026 to earn our limited-time promotional rate.

Why SF Fire Business Money Market?

4.35% $0 $0
4.35%
$0
$0

Save more without locking up your business's cash

Put your business’s extra cash to work with our limited-time promotional rate—while keeping your funds accessible when you need them. Whether you’re building a cash reserve, planning for upcoming expenses, or simply looking for a better place for excess funds, a Business Money Market Account can help your money work harder. Funds must be new money not currently held at SF Fire Credit Union.

4.35% APY*

on new money deposits starting October 1, 2026

If you already have a Money Market account, net new deposits will earn the promo rate above your existing Money Market balance.

2.00% APY*

on your existing balance

Your balance baseline as of September 30, 2026 earns 2.00% APY during the promotion.  

+0.25%

Special rate bump

for Fire Department employees
(vs standard 0.10%)

A trusted home for your savings

Enjoy these account features while earning a competitive rate.

Your money stays accessible

Withdraw what you need, when you need it, while the rest of your savings keeps earning dividends.

Earn dividends

Dividends are compounded and paid monthly on the average daily balance which means you’ll start earning money on your savings immediately.

Bank anywhere

Easily manage your account online and in our mobile app. 

Better insurance

Your deposit accounts are insured up to $250,000 per account by American Share Insurance. There’s no limitation to the number of accounts held so an easy way to boost coverage is to open multiple deposit accounts.

No weird fees

No need to maintain a minimum balance or worry about fees to enjoy the benefits of our money market account. We also offer free overdraft protection when you link to your Checking or Credit Card account(s).

Set up direct deposit

Automate a portion of each paycheck to your savings to help you reach your goals faster.

Money Market Rates

Money Market Rates

Frequently asked questions

More great offers for you

PROMOTIONAL RATE

Intro 7.50% APY on 7-month Certificate

Earn more early for the first 90 days with our anniversary certificate. Plus earn 4.00% APY* on full balance for the rest of the term.

Learn more
BUSINESS CHECKING

$0 monthly fees

No minimum balance requirements and free ATM rebates. Switch to a stable alternative to a bank.

Learn more

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