Fixed-rate Mortgage
A Fixed-rate Mortgage lets you make the same monthly payment for the life of your mortgage, so there’s no surprises to your budget. Find out if it’s right for you.
Why an SF Fire Home Loan?
Get the mortgage you deserve — from a lender that’s been serving the community since 1951
If you’re ready to put down roots, or refinance a home you already own, getting a home loan from SF Fire Credit Union makes a lot of sense. In addition to competitive rates, we have some of the lowest closing costs in the Bay Area.
Plus, all lending decisions are made locally by experts who know the market. And because we are a not-for-profit organization, we can afford to offer better, more personalized service. We treat you like a person, not a number, and support you through a simple and transparent loan process. Our home loans are available for California properties only.
Types of Home Loans
Adjustable-rate Mortgage
An Adjustable-rate Mortgage (ARM) could save you money initially. But they don’t offer the same stability as a Fixed-Rate Mortgage. Find out if an Adjustable-Rate Mortgage is right for you.
Jumbo Loan
If you’re looking at a house that’s more than $1,249,125, you’ll need to apply for a Jumbo Loan, but there are still flexible options.
Refinance your home
Refinance without the hassle
Get a great deal with our low-fee, easy refinancing options. Find out how today.
Home equity options
Use the value of your home today
Looking for extra cash or debt consolidation? A home equity loan or line of credit can be the answer.
Our Mortgage rates
Rates are subject to change without notice.
Conforming Home Loan rates
Conforming Home Loan rates
Fixed High Balance Home Loan rates
Fixed High Balance Home Loan rates
Jumbo Fixed
Jumbo Fixed
Conforming Adjustable Rate Mortgage rates
Conforming Adjustable Rate Mortgage rates
Jumbo Adjustable Rate Mortgage rates
Jumbo Adjustable Rate Mortgage rates
Home Loan calculators
Click on a topic below for the appropriate calculator.
