Types of home loans
A Fixed-Rate Mortgage lets you make the same monthly payment for the life of your mortgage, so there's no surprises to your budget. Find out if it's right for you.
An Adjustable-Rate Mortgage (ARM) could save you money initially. But they don't offer the same stability as a Fixed-Rate Mortgage. Find out if an Adjustable-Rate Mortgage is right for you.
If you're looking at a house that's more than $970,800, you'll need to apply for a Jumbo Loan, but there are still flexible options.
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Our Mortgage Rates
Rates are subject to change without notice.
Home Loan Calculators
Click on a topic below for the appropriate calculator.
Frequently Asked Questions
Are we right for you?
What can you expect when you apply for a mortgage?
Should I choose a 15 or 30-year loan?
How do you decide what you need from me to process my loan?
Can I apply for a loan before I find a property to purchase?
Is there a fee charged or any other obligation if I complete the online application?
Will the inquiry about my credit affect my credit score?
As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
- Flat Fee Services are available for California properties only and do not apply to FHS. Flat fee does not include title and escrow fees. Appraisal fee will be collected up front during the loan application process. Appraisal deposit is credited towards closing costs at funding. Appraisal deposits may by refunded if the loan 1. doesn't fund or 2. is cancelled (withdrawn) before an appraisal is ordered. Appraisal costs may vary based on property and transaction type