Tony and Lisa, SF Natives.
Putting them first since 1991

Home Loans

Home loans that feel like home

Whether you are buying or refinancing a home, we are here to help.

Why an SF Fire Home Loan?

Competitive
$995
Rates as low as
2.750%
Close
Quickly

Whether you are in San Francisco, San Mateo, or Marin County, buying or refinancing a home can be stressful. Let us help you understand your options and make the best choices for your family.

Our home loan experts understand the local market and can give you attractive rates and packages that meet your needs. We treat you like a person, not a number, and support you through a simple and transparent loan process.

Our Services

BUY A HOME

Get the home and mortgage you deserve

Our great rates, local expertise, and member-first service make us your best choice for your mortgage.

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REFINANCE YOUR HOME

Refinance without the hassle

Get a great deal with our low-fee, easy refinancing options. Find out how today.

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HOME EQUITY & LINES OF CREDIT

Use the value of your home today

Looking for extra cash or debt consolidation? A home equity loan or line of credit can be the answer.

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HOME BUYING RESOURCES

Get help making the right choices

Buying a home can be confusing. Our resources can help you get clear on what’s right for you.

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FLAT FEE SERVICES

Get competitive rates

What's included in our Flat Fee services?

 

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How it works

Step 1:
Get prequalified

Thinking about buying a home? Get pre-qualified to expedite the process.

Talk to a Loan Officer

Step 2:
Find your dream home

We have the tools and resources to help you get started.

Search for homes with our
HomeAdvantage Program

Step 3:
Apply for a loan

Want to dive in and get started? Click below.

Apply Now

Our Mortgage Rates

Rates are subject to change without notice.

Frequently Asked Questions

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Kundan, Bay Area artist.
Putting her first since 2016.
PLATINUM VISA CREDIT CARD

Get the smart, no-fee card that pays you back

Get rewards, overdraft protection, and more with the card that fits the way you live.

Learn More
Kundan, Bay Area artist.
Putting her first since 2016.
Ulysses & Steven, horse & rider.
Putting them first since 2015.
PERSONAL SAVINGS

Get ahead with attractive rates and terms

Take advantage of our attractive rates and solutions to increase your savings.

Learn More
Ulysses & Steven, horse & rider.
Putting them first since 2015.

Let's Chat

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call or Chat

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM*

*Please note that 'After Hours Phone Support' is available outside of regular Contact Center Hours.

Chat Now

Stop by a branch

Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

Find a Branch or ATM