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Find out how much interest you can save by paying an additional amount with your mortgage payment. The additional amount will reduce the principal on your mortgage, as well as the total amount of interest you will pay, and the number of payments.
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Original loan amount
Original mortgage length
Date of loan
Month loan started JanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecember Year loan started 1996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026
Interest rate
Date of first extra payment
Extra payment start month JanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecember Extra payment start year 2025202620272028202920302031203220332034203520362037203820392040204120422043204420452046204720482049205020512052205320542055
Additional payment amount
Additional payment frequency MonthlyAnnuallyOne Time
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The extra payments will allow you to pay off your remaining loan balance 3 years earlier. Because you will pay off your loan sooner, you will save $51,216.68 in interest over the life of the loan.
Calculator disclaimer
The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.
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