You've earned it

With our free Credit Card Rewards program, your points can be redeemed for cash, gift cards, flights, car rentals, hotel reservations, merchandise, fuel discounts, and more.

Isn't it fun to get something back? With our Credit Card Rewards program, you earn points when using your SF Fire Credit Union credit card. For every dollar you spend on purchases, you earn one rewards point, redeemable for:

Cash Back | Gift Cards | Travel Rewards

Gas Discounts & Pay With Points | Merchandise | Donations & Gifting

Accessing Your Points

Cash Back Rewards

Everyone's favorite, for whatever you want.


Equals 1% of your credit card purchases. (Balance transfers and cash advances do not qualify).


Can be redeemed with as little as 2,500 points (for a $25 Cash Back reward).

You Choose

Cash Back Awards can be deposited into your SF Fire Credit Union Checking or Savings account, or applied towards your SF Fire Credit Union Visa.

Gift Card Rewards

Like cash, with eGift Cards now also an option for some merchants.


Equals 1% of your Credit Card purchases. Balance Transfers and Cash Advances do not qualify.


Can be used at hundreds of stores, restaurants, or online at AMC Theaters, Barnes & Noble, Best Buy, Target, and more. 


eGift Cards available for many popular merchants for faster use. Pre-paid Visa debit cards also available to use like cash.

Expanded Travel Rewards

Because sometimes adventure doesn't need an airplane.

Travel Anytime

Travel Awards have no blackout periods.

Travel How You Want

Driving rather than flying? Use points to reserve a car, a hotel, or even a cruise.

Travel With Ease

No vouchers needed. Book directly through our rewards redemption site.

Real-Time Rewards

Whether fueling up or on a shopping run, get discounts and credits on the go.

Gas Discounts

Get $0.50 off per gallon at participating gas stations, right at the pump. Up to 20 gallons. Initially available at participating Shell and BP retailers.

Pay With Points

Just as it sounds, use points to pay for your credit card purchases as they happen. Points redeemed as statement credits to cover the cost.


Gas discounts applied right at the pump. Redeem by email or text for Pay With Points


Treat yourself to that toy you've had your eyes on. 

Popular Items

Choose from your favorite devices, tablets, gaming consoles, and more.


Direct shipping on everything, with no shipping and handling fees anywhere in the contiguous United States.

Peace Of Mind

All items come with a manufacturer's warranty (warranties will vary depending on the manufacturer).


Use your points to help people, far away or close to home.

Gifting Points

Transfer your points to another SF Fire Credit Union cardholder participating in the Credit Card Rewards program.


Gift your points to a charity of your choice, choosing from many prominent organizations.

Support Firefighter Causes

Easily donate points to support the SF Firefighters Toy Program and the Cancer Prevention Foundation.

How to access your Credit Card Rewards

You can view and redeem your points through the Credit Card Rewards link, available through both Online & Mobile Banking. You'll find this under Tools & Resources in Online Banking, and as a direct link from the menu in Mobile Banking. 

When you click on Credit Card Rewards, if you have more than one membership with an eligible Visa credit card, you'll see a dropdown menu showing your qualifying memberships. Once you choose the desired membership, you'll be taken to the redemption site. 

You can also call the Credit Card Rewards Member Service Line at 1.866.221.5802 .

  1. The  customer service center is open 24 hours/ 7 days a week; the center will be closed the following major holidays until 6am ET the following morning: New Year’s Day, Easter, Memorial Day, Thanksgiving and Christmas.
  2. The travel redemption center is available Monday through Friday from 9am to 10pm ET, weekends from 9am to 5pm ET.  Closed New Years Day, Easter, Memorial Day, Thanksgiving and Christmas.  After hours emergency service is available 24/7 for trips within the next 48 hours by calling the same number.

Frequently Asked Questions

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Let's Talk

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.


(415) 674-4800
(888) 499-FIRE (3473)
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Sat 9:00AM - 5:00PM


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