Loans

Learn more about loans and how they work

Before you take out a loan, make sure you understand how they work. Read these articles to find out which type is right for you and your specific needs.

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Loans

5 Ways to Use a Personal Loan

Per­son­al loans can be used for just about any­thing. They can serve as an emer­gency loan or be used for debt con­sol­i­da­tion. Whether you’re think­ing about home improve­ment projects or pay­ing for a dream vaca­tion, a per­son­al loan can help you achieve your goals.. Here are 5 ways you could use a per­son­al loan.

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Loans

How to Pay for College with a Home Equity Line of Credit

Using a home equi­ty line of cred­it (HELOC) to help pay for col­lege can seem like a good option. Find out if it’s right for you and your family. 

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Loans

7 Types of Personal Loans

There are many dif­fer­ent types of per­son­al loans. Each has its own terms, require­ments, and repay­ment struc­tures. Before you bor­row, learn more about per­son­al loans to find out which one might fit your needs.

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Loans

10 Types of Loans

There are many dif­fer­ent types of loans for dif­fer­ent pur­pos­es. Each has its own terms, require­ments, and repay­ment struc­tures. Learn more about types of loans, what they can be used for, and which ones you should avoid. 

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Loans

Should I Pay Off Student Loans or Save for Retirement?

If you have stu­dent debt and extra mon­ey on hand, decid­ing whether to pay off stu­dent loans ear­ly or put those funds toward retire­ment can be tricky. Here are some things to consider. 

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Loans

Understanding Student Loans

If you’re get­ting ready to go to col­lege and need some help pay­ing for tuition, you do have options. Under­stand­ing the dif­fer­ent types of stu­dent loans can help you make an informed finan­cial deciscion. 

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Loans

How to Pay Off Student Loans

If you’ve recent­ly grad­u­at­ed, or are grad­u­at­ing soon, you’re prob­a­bly think­ing about how to repay your stu­dent loans. It can seem intim­i­dat­ing, but it does­n’t have to. Here’s a study guide that cov­ers every­thing you need to know about repay­ing loans. 

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Loans

Bay Area Rental Loans

It’s no secret that San Fran­cis­co rent is expen­sive. Don’t put first and last month’s rent on a cred­it card. Get help with our Rental Deposit Loans.

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Loans

Understanding Debt Consolidation

Is it time to con­sol­i­date your debt? Learn more about the dif­fer­ent strate­gies and find out which one is right for you. 

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Investments

Investing 101

The invest­ment land­scape can be extreme­ly dynam­ic and ever-evolv­ing. The first step is learn­ing to dis­tin­guish dif­fer­ent types of invest­ments and their indi­vid­ual risks.

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Money Trouble

3 Simple Ways to Stay Debt Free All Year

Learn how to set up a sim­ple strat­e­gy that will help you stay debt free all year. Stop spend­ing. Start get­ting ahead.

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Personal Finance

How to Save Money by Automating Your Finances

These days, you can pay just about any bill with­out lift­ing a fin­ger. Set­ting up auto pay can save you time and mon­ey each month, and you’ll know that your pay­ments are always on time. 

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Nehemiah, international photographer.
Putting him first since 2012.
FREE CHECKING

Checking you can count on

We offer the Bay Area’s best checking account. No minimum balance, no monthly fee, and up to 12 ATM surcharge rebates per month.

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Nehemiah, international photographer.
Putting him first since 2012.
Liz, proud Bay Area Native.
Putting her first since 2013.
LOANS

Help when you need it

We treat you like a person, not a number. Discover our simple application process, attractive interest rates, and responsive service.

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Liz, proud Bay Area Native.
Putting her first since 2013.