Loans

Learn more about loans and how they work

Before you take out a loan, make sure you understand how they work. Read these articles to find out which type is right for you and your specific needs.

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Loans

Does Your Credit Score Affect Personal Loan Options?

How does your cred­it score affect your loan options? Find out how to get the best rate on a per­son­al loan today. 

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Loans

4 Things to Look for in a Personal Loan

Per­son­al loans are dif­fer­ent for every lender. Here are 4 things you should look for when apply­ing for a loan.

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Loans

What Does Refinance Mean?

If you have a loan at a high inter­est rate and you’re look­ing for low­er month­ly pay­ments, refi­nanc­ing the loan might be a good option.

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Loans

Debt Consolidation Loan Options

A debt con­sol­i­da­tion loan can help you meet finan­cial goals and improve your over­all finances — from get­ting out of debt to sav­ing for a home.

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Loans

5 Ways to Use a Personal Loan

Per­son­al loans can be used for just about any­thing. They can serve as an emer­gency loan or be used for debt con­sol­i­da­tion. Whether you’re think­ing about home improve­ment projects or pay­ing for a dream vaca­tion, a per­son­al loan can help you achieve your goals.. Here are 5 ways you could use a per­son­al loan.

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Loans

How to Pay for College with a Home Equity Line of Credit

Using a home equi­ty line of cred­it (HELOC) to help pay for col­lege can seem like a good option. Find out if it’s right for you and your family. 

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Loans

7 Types of Personal Loans

There are many dif­fer­ent types of per­son­al loans. Each has its own terms, require­ments, and repay­ment struc­tures. Before you bor­row, learn more about per­son­al loans to find out which one might fit your needs.

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Loans

10 Types of Loans

There are many dif­fer­ent types of loans for dif­fer­ent pur­pos­es. Each has its own terms, require­ments, and repay­ment struc­tures. Learn more about types of loans, what they can be used for, and which ones you should avoid. 

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Loans

Should I Pay Off Student Loans or Save for Retirement?

If you have stu­dent debt and extra mon­ey on hand, decid­ing whether to pay off stu­dent loans ear­ly or put those funds toward retire­ment can be tricky. Here are some things to consider. 

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Loans

Understanding Student Loans

If you’re get­ting ready to go to col­lege and need some help pay­ing for tuition, you do have options. Under­stand­ing the dif­fer­ent types of stu­dent loans can help you make an informed finan­cial deciscion. 

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Investments

Investing 101

The invest­ment land­scape can be extreme­ly dynam­ic and ever-evolv­ing. The first step is learn­ing to dis­tin­guish dif­fer­ent types of invest­ments and their indi­vid­ual risks.

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Money Trouble

3 Simple Ways to Stay Debt Free All Year

Learn how to set up a sim­ple strat­e­gy that will help you stay debt free all year. Stop spend­ing. Start get­ting ahead.

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Personal Finance

How to Save Money by Automating Your Finances

These days, you can pay just about any bill with­out lift­ing a fin­ger. Set­ting up auto pay can save you time and mon­ey each month, and you’ll know that your pay­ments are always on time. 

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Nehemiah, international photographer.
Putting him first since 2012.
FREE CHECKING

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We offer the Bay Area’s best checking account. No minimum balance, no monthly fee, and up to 12 ATM surcharge rebates per month.

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Nehemiah, international photographer.
Putting him first since 2012.
Liz, proud Bay Area Native.
Putting her first since 2013.
LOANS

Help when you need it

We treat you like a person, not a number. Discover our simple application process, attractive interest rates, and responsive service.

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Liz, proud Bay Area Native.
Putting her first since 2013.