Bonnie, Parkside Native.
Putting her first since 2006.

TRADITIONAL IRA

Work hard, retire easy

Thinking about saving for retirement? A Traditional IRA might be right for you.

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Why a Traditional IRA?

Contributions Are
Tax-Free
Earnings Are
Tax-Deferred
No Taxes Until
Withdrawal

It's never too early to think about retirement planning. A Traditional IRA lets you enjoy the benefits of tax-deductible contributions1, and tax-deferred earnings.

When it comes to your long-term care, don't make short-term plans.

 

 

More about Traditional IRAs:

  • Penalty-free withdrawals for first-time home purchases and certain college expenses
  • Eligibility: younger than 70 1/2

 

Contribution limits2 for 2019 and 2020 are as follows:

  • Age 49 and under: $6,000
  • Age 50 and above: $6,000 + $1,000 catch-up

 

To open an account, give us at call or visit us at a branch.

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Thomas, Rugby Pro.
Putting him first since 2010.
CHECKING

Free checking you can count on

We offer the Bay Area's best checking account – easy, free, and with no minimum balance or monthly fee.

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Thomas, Rugby Pro.
Putting him first since 2010.
Liz, proud Bay Area Native.
Putting her first since 2013.
PLATINUM VISA CREDIT CARD

Say goodbye to credit card fees

Get the card that cuts out fees while giving you rewards, overdraft protection, and lower rates.

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Liz, proud Bay Area Native.
Putting her first since 2013.

Let's Talk

As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM

 

Stop by a branch

Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

Find a Branch or ATM

1Not all IRA contributions are tax-deductible. There are also post-tax contributions allowed on Traditional IRAs as well as income limitations on the tax deductibility of IRA contributions. Please consult a tax advisor for your particular circumstances.

2Contribution limits based on modified annual gross income (modified AGI). Refer to IRS Publication 590 for more details. The SECURE Act eliminated the age limit for IRA contributions beginning in
2020 as long as you have earned income. 

Required minimum distributions already taken for 2020 may be rolled back into a retirement account as long as the CARES Act RMD waiver requirements are met.