Start saving for their future, today

Leaving for college can be a scary time. Paying for it shouldn't be. Open a college savings account today

Why a College Savings Account?


College will be here before you know it. And with rising education costs, it's important to have a college savings account. Start saving today with a Coverdell Educational Savings Account.

When the time comes, spend less on books and more on balloons.


To open an account, please give us a call Β or visit us at a branch.

Savings Account Rates*

Account Type

Health Savings Account

Minimum Amount/Minimum BalanceAPY*Dividend
Account Type

Holiday Savings

Minimum Amount/Minimum BalanceAPY*Dividend
Account Type

Educational Savings

Minimum Amount/Minimum BalanceAPY*Dividend
Account Type

IRA Savings

Minimum Amount/Minimum BalanceAPY*Dividend

*Rates effective as of 7/27/2022.

APY= Annual Percentage Yield. Rates subject to change at anytime without notice. This means that the dividend rate and annual percentage yield may change any time as determined by the Board of Directors. A minimum positive balance of $0.01 is required for dividends to be earned.

All savings rates are variable, so the interest rate may change after the account is opened.

This rate schedule states rates applicable to specified accounts. Dividends are credited monthly, expect in the instance of the Holiday Savings. For Holiday Savings, dividends will be credited at the time of distribution of funds on November 1st (dividends require Holiday Savings deposits to remain in the account until November 1st). The dividend period varies depending on when the account is opened. This schedule is incorporated as part of your account agreement with SF Fire Credit Union. Fees or other conditions could reduce earnings on any of the listed accounts.

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Liz, proud Bay Area Native.
Putting her first since 2013.

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Let's Talk

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.


(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM


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Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

Find a Branch or ATM

$2,000 annual contribution per child under 18. Contribution limits may apply according to contributor's modified adjusted gross income (AGI). Your limit may vary. Consult IRS Publication 590 (Coverdell Education Savings Account) or a tax professional for details.