As Low As
9.25%
Terms
36-60
No
Closing
Take Control of Your Finances with a Personal Loan
When life calls for flexibility, a personal loan is the smart, affordable way to fund your needs. Whether you're consolidating high-interest credit card debt, tackling home improvement projects, or covering life’s unexpected expenses, our personal loan gives you the financial freedom to make it happen—on your terms. Loan amounts range from $10,000 to $25,000.
Ready to get started? Check out our rates below and take the next step to finance what matters most.
NO HIDDEN FEES
Our personal loans come with no origination fees, closing fees, or prepayment penalties, so you can pay off your loan on your schedule without added expenses.
DEDICATED PERSONALIZED SERVICE
Our local team of experts is here to guide you every step of the way, ensuring you find the best loan options to meet your personal goals.
FAST APPROVAL
Get the funds you need quickly with our streamlined application process, designed to be simple and stress-free.
Personal Loan Rates
Rates
| Minimum Amount/Maximum Amount | Term1 | APR* |
|---|---|---|
| $10,000/$25,000 | 36 to 47 Months | 9.25% |
Rates
| Minimum Amount/Maximum Amount | Term2 | APR* |
|---|---|---|
| $10,000/$25,000 | 48 to 59 Months | 9.38% |
Rates
| Minimum Amount/Maximum Amount | Term3 | APR* |
|---|---|---|
| $10,000/$25,000 | 60 Months | 9.50% |
Available rates subject to change at any time without notice. Rates are fixed for the term of the loan.
*APR= Annual Percentage Rate based on credit worthiness
The maximum aggregate unsecured credit limit is $25,000 per member.
1Payment example: A $10,000 loan for 36 months at 9.25% would have a monthly payment of $320.27.
2Payment example: Payment example: A $15,000 loan for 48 months at 9.38% would have a monthly payment of $377.31.
3Payment example: Payment example: A $25,000 loan for 60 months at 9.50% would have a monthly payment of $526.92.
Hannah & Martin, SFUSD supporters.
HOME EQUITY LINES OF CREDIT
Use the value of your home today
Looking for extra cash or debt consolidation? A home equity line of credit might be the answer.
Learn More
Liz, proud Bay Area Native.
PLATINUM VISA CREDIT CARD
Say goodbye to credit card fees
Get the card that cuts out the fees while giving you rewards, overdraft protection, and leading rates
Learn More
Let's Talk
As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you
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Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM
