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This calculator computes the estimated payments and interest for an adjustable rate loan, where the rate increases by the maximum amount allowed at each interval until it reaches the rate cap.
All fields are required.
Home price
Down payment
Loan term
Beginning interest rate
Rate cap (Life rate cap)
Maximum amount the rate will increase at the first interval
Maximum amount the rate will increase at each subsequent interval
Number of months before the first rate increase
Number of months between subsequent rate increases
Show payment schedule
Your initial payment will be $1,296.72.
$350,000.00
20.000 %
Beginning payment
$1,296.72
3.750 %
Interest calculated
Monthly
Total amount financed
$280,000.00
Total payments
$650,588.70
Total finance charge
$370,588.70
Calculator tips
The APR calculation above does not include the effects of points, fees, or private mortgage insurance (PMI).
Calculator disclaimer
The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.
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