$300 Checking Account Bonus

$300 is just our way of saying “welcome”

Open a new checking account with direct deposit to get your checking account bonus. Terms & Conditions Apply.

Checking Account Benefits

We extinguish monthly fees and any regrets you might have about giving your bank the boot.

Early Pay


3 Steps to a Cash Bonus

  1. OPEN
    Open a new checking and enter promo code: bonus300.
    Set up direct deposits of at least $1,000 or more within the first 30 days of account opening. Maintain direct deposit for at least three consecutive 30-day cycles (90 days) after first direct deposit transaction.

    30-day Cycle of Direct Deposit Totals  Cash Bonus
    $1,000 – $4,999.99 $100
    $5,000 or more $300
  3. ENJOY
    Once the qualifying direct deposits have been received, you'll be eligible to receive a cash bonus of up to $300! Wave goodbye to banks and enjoy your reward.

Open Today

or call us at (415)674-4800. 

Read terms & conditions


Rescuing You From Banks

For over 70 years, SF Fire Credit Union has been serving Bay Area residents.  With products and services designed to provide great benefits and financial security, we’re providing our members with what they need. As a member-owned, not-for-profit cooperative, the well-being of our members comes first and foremost. We’re built by firefighters, but open to everyone in the community.

Deposits in SF Fire Credit Union are insured by American Share Insurance, the largest provider of private share insurance. Each SF Fire Credit Union deposit and certificate account is insured up to $250,000. SF Fire Credit Union is not insured by any state or federal government.

*Terms & Conditions

Eligibility Requirements:

  • This offer is for new checking account holders only.
  • You are not eligible for this offer if:
    • You are a current checking and/or savings account holder.
    • You have previously received a bonus for enrolling in direct deposit.

Bonus Requirements:

  • Open a new SF Fire CU Checking account and set up direct deposit within 30 days of account opening.
    • The bonus amount will vary based on the total amount of qualifying direct deposits received during a 30-day period (the “Assessment Period”). For example, if you open an account on 9/15/23 and the first direct deposit received is on 9/20/23. The assessment periods are 09/20/23-10/19/23, 10/20/23-11/18/23, 11/19/23-12/18/23 for qualifying direct deposit totals. 
      • 30-day cycle of direct deposit totals $1,000-$4,999.99 will receive $100 cash bonus.
      • 30-day cycle of deposit totals $5,000 or more will receive $300 cash bonus.
    • A qualifying direct deposit transaction is an ACH automatic electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Payments/transfer between accounts are not considered a direct deposit.
  • Maintain direct deposit for a minimum of three consecutive 30-day cycles (90 days) after first direct deposit transaction.

Bonus Payment:

  • Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your new checking account within 15 days.
  • You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Offer expires September 30, 2024. The expiration date is the last day that someone can open a new checking account to be eligible for the bonus. Meaning qualifying accounts will receive bonus up to 3 months following the end of the promotion. However, offer may be discontinued or changed at any time prior to the expiration date without notice.

1 Rebates are automatically posted to your account within two business days. We automatically rebate international surcharge fees, but in cases where the fees do not get reimbursed due to processing differences on some out-of-country networks or ATMs, please retain a copy of your receipt so that we can process any rebate of a surcharge that fails to refund automatically. The receipt must be presented no later than 60 days after the transaction cycle ending date of the SF Fire Credit Union account statement on which the transaction appears. Please note that any exchange fees do not qualify as ATM surcharges, and a surcharge must be clearly identified on your receipt for us to process the refund if it doesn't automatically appear in your account.
2 Early Direct deposit funds will be available up to one business day early.