Tony and Lisa, SF Natives.
Putting them first since 1991.

BUYING A HOME

Are we in a buyer's market?

The homebuying process can seem complicated, and with the recent changes in the market, it can seem more daunting. Don’t worry, we’ve got you covered

Are We in a Buyer's Market?

 

The homebuying process can seem complicated, and with the recent changes in the market, it can seem more daunting. Don’t worry, we’ve got you covered.

Our Mortgage Loan Officer Rashida Rencher will chat with local seller's agent Kevin Skipper about the current state of the housing market, any challenges he is seeing, and tips on how to stand out when making an offer.

If you’re starting to look at houses, or even if that’s a few years away, this webinar is for you.

Related Content

Buying a Home

10 Tips for a First Time Home Buyer in the Bay Area

When it comes to financ­ing a home for the first time, you might have a lot of ques­tions. Here are some things to con­sid­er as you go shop­ping for your new home.

Learn More

Buying a Home

11 Things to do Before Buying a House

Buy­ing a home is an excit­ing time and a huge achieve­ment. Before you buy that wel­come mat, here are 11 things you should know and do. 

Learn More

Buying a Home

Do You Need a 20% Down Payment?

Learn about down pay­ments and how they impact your home pur­chase. Do you real­ly need 20% down?

Learn More

Buying a Home

How Long Does it Take to Buy a House in the Bay Area?

Tired of rent­ing? Learn about the steps to buy­ing a house in the Bay Area, how long it takes, and how to speed up the process. 

Learn More

Buying a Home

What Is Private Mortgage Insurance?

When apply­ing for a home loan, it’s impor­tant to know how pri­vate mort­gage insur­ance can impact the home buy­ing process. Buy­ing mort­gage insur­ance can low­er your down pay­ment, leav­ing you cash to spend on oth­er costs of buy­ing a home such as mov­ing expens­es and repairs.

Learn More

Buying a Home

Why the Debt-to-Income Ratio Matters

Lenders con­sid­er a lot of fac­tors about your mort­gage appli­ca­tion. Your debt-to-income ratio is a key fac­tor in deter­min­ing inter­est rates, terms, and even approval itself. 

Learn More

Buying a Home

Why the Loan-to-Value Ratio Matters

When apply­ing for a loan, it’s impor­tant to under­stand the loan-to-val­ue ratio: what that means and how it impacts what you can bor­row and at what inter­est rate.

Learn More

Discover More

Tony and Lisa, SF Natives.
Putting their family first since 1991.
BUY OR REFINANCE A HOME

Get the mortgage you deserve

Our great rates, local expertise, and member-first service make us the best choice for your mortgage.

Learn More
Tony and Lisa, SF Natives.
Putting their family first since 1991.
Kundan, Bay Area artist.
Putting her first since 2016.
CREDIT CARDS

Get the card that works for you

Our fee-friendly Platinum Visa Credit Card comes with rewards, travel benefits, and a low APR.

Learn More
Kundan, Bay Area artist.
Putting her first since 2016.

Let's Talk

As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Fri 7:00 AM – 7:00 PM
Sat 9:00AM - 5:00PM

 

Stop by a branch

Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM

Find a Branch or ATM