Buying a Home in the Current Market
Join us in this on-demand webinar to hear from our Mortgage Loan Officer, Rashida Rencher, and Bay Area Realtor, Aaron Baluyot where they share insights based on listing and borrowing trends in the SF Bay Area.
Tony and Lisa, SF Natives.
Buying a Home
10 Tips for a First Time Home Buyer in the Bay Area
When it comes to financing a home for the first time, you might have a lot of questions. Here are some things to consider as you go shopping for your new home.
Buying a Home
11 Things to do Before Buying a House
Buying a home is an exciting time and a huge achievement. Before you buy that welcome mat, here are 11 things you should know and do.
Buying a Home
Do You Need a 20% Down Payment?
Learn about down payments and how they impact your home purchase. Do you really need 20% down?
Buying a Home
How Long Does it Take to Buy a House in the Bay Area?
Tired of renting? Learn about the steps to buying a house in the Bay Area, how long it takes, and how to speed up the process.
Buying a Home
What Is Private Mortgage Insurance?
When applying for a home loan, it’s important to know how private mortgage insurance can impact the home buying process. Buying mortgage insurance can lower your down payment, leaving you cash to spend on other costs of buying a home such as moving expenses and repairs.
Buying a Home
Why the Debt-to-Income Ratio Matters
Lenders consider a lot of factors about your mortgage application. Your debt-to-income ratio is a key factor in determining interest rates, terms, and even approval itself.
Buying a Home
Why the Loan-to-Value Ratio Matters
When applying for a loan, it’s important to understand the loan-to-value ratio: what that means and how it impacts what you can borrow and at what interest rate.
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Tony and Lisa, SF Natives.
BUY OR REFINANCE A HOME
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Kundan, Bay Area artist.
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