Rescuing you from bad banks

Much like you can always trust a firefighter to help you, SF Fire Credit Union provides real service from real people who really care. Open an account and see for yourself.

We extinguish bank fees too

Check out our latest offers that feature our best rates without any surprising fees. 


Get up to $300

Bank fees burning a hole in your pocket? Get a cash bonus when you open a new checking account with direct deposit.

Our No Fee Checking has no minimum balance, no monthly fees and up to 12 ATM surcharge rebates per month.*


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Lock in 5.00% APY on our new 10-month Certificate

Protect your savings and enjoy this special rate. Fund with as little as $250 to start earning. 

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Earn 4.00% APY on your savings

We know a thing or two about saving. Maintain easy access to your money while earning higher returns with no monthly fees. 

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"Reasonable rates, minimal fees, zero hassles, consistently helpful and friendly's hard to ask for more."

—A. Fong, Member

Unlike a bank, we’re not-for-profit. So you profit.

As a local, not-for-profit cooperative, owned and operated by members like you, our profits go back to our community and our members, not Wall Street. Which we believe helps make credit unions safer than banks. Plus, lower fees and free access to ATMs all across the country means you save money. And service the way you want it – online, in-app, in-branch and virtual branch.

SF Fire Credit Union is not just for firefighters and it’s not just for SF.

If you live, work, worship, or go to school in San Mateo, Marin or San Francisco counties, you can become a member.

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Trapped in a bad bank? We can get you out.

Beyond great Checking & Savings offers, we can serve all your personal and business financial needs.

*Rebates are automatically posted to your account within two business days. We automatically rebate international surcharge fees, but in cases where the fees do not get reimbursed due to processing differences on some out-of-country networks or ATMs, please retain a copy of your receipt so that we can process any rebate of a surcharge that fails to refund automatically. The receipt must be presented no later than 60 days after the transaction cycle ending date of the SF Fire Credit Union account statement on which the transaction appears. Please note that any exchange fees do not qualify as ATM surcharges, and a surcharge must be clearly identified on your receipt for us to process the refund if it doesn't automatically appear in your account.

APY= Annual Percentage Yield.