Get abundant returns with ease

5.00% APY* on a 10-Month Certificate

Too busy to manage your money?

Take advantage of our term certificates to manage your finances with ease.

Lock in a 5.00% APY* on a 10-month term certificate and enjoy abundant returns. Fund with money not currently held at the institution is required. Low $250 minimum deposit.

Open Online

You can also meet with a Virtual Branch representative, or call us at (415) 674-4800.

Why SF Fire Credit Union?

Stable, well-established financial institution

SF Fire Credit Union was founded in 1951 by firefighters for firefighters. Today, we continue to serve firefighters while also extending membership to those who live, work, or attend school in San Francisco, San Mateo, or Marin counties.

We are a not-for-profit credit union. Everyone who opens an account here is a member of us. Unlike banks, we are owned and operated by members like you. Just as firefighters protect the physical security of the community, our institution protects its financial security.

Market-competitive savings rates, to achieve stable diversified asset earnings

Learn more about our 10-month Term Certificate and lock in the 5.00% APY*!

Insured by American Share Insurance (ASI), better coverage than FDIC and NCUA insured institutions.

American Share is a credit union-owned private organization whose only business is to provide deposit insurance to credit unions.

American Share insures accounts, not individuals. Each account you have with the credit union is insured to this exceptional level of coverage. For example, you may have a savings (regular share), checking (share draft) and certificate of deposit (share certificate) with the credit union, and each would be insured up to $250,000.


Promotional Rate effective as of 3/14/2024. Offer subject to change without notice.

Promotional rate valid for net new deposits only with funds that are not currently held at SF Fire Credit Union. See all rates.

*APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days. Dividend rate for Term Certificates is fixed for the length of the term.

Active and retired Fire Department employees qualify for a 0.10% rate premium on these term certificates. Premium is the same for SFFD and Non-SFFD alike.

Term Certificates have a required minimum deposit of $250.

Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.

Please note: All documents, disclosures, statements, and online products are only available in English. If you need additional assistance, please call (415) 674-4857 to schedule an appointment for our virtual services.

This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. The credit union is not insured by any state government.