Join SF Fire Credit Union

Get a Premium Travel Membership on Us!

For a limited time, we’ll cover the $199 membership fee for one year! Become a member by opening a new credit card, checking, or savings account with promo code TRAVEL24.

Offer expires 10/31/24

Premium Travel Perks

  • Member-Only Hotel Deals (Up to 70% OFF)
  • $250 Hotel Dollar Sign-up Bonus
  • Earn 10% Hotel Dollars back on hotel bookings with your SF Fire debit or credit cards
  • Receive $10 Hotel Dollars every month just for being a member
  • Companion Pass: Share your discounts with 1 friend (even when you aren't traveling)
  • Flexible Bookings: Travel on your terms
  • 24/7 Booking Support: Anytime, anywhere

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Or call us at (415) 674-4800

*Use Promo Code Travel24

Explore Our Products

Open any account below using promo code TRAVEL24 to get CU Travel's Premium Membership on us for a year! Within 2 weeks of account approval, we’ll send you an email with instructions to activate your Premium Travel Membership for free.

FREE CHECKING

Get up to $4991 Value

Enjoy No-fee checking with free access to ATMs anywhere2. Earn up to $300 cash bonus when you set up qualifying direct deposits, plus a Premium Travel membership! 

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$300 Offer Details

CREDIT CARD

Earn 1% Cash Back

Get the card with no annual fees that pays you back! Earn 1% cash back on all purchases, and earn 10% hotel dollars back on hotels booked through CU Travel.

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MONEY MARKET

4.00% APY3 on your savings

No balance minimums or monthly fees making it easy to access your funds while earning a higher rate. The perfect balance of growth, liquidity, and security.

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CERTIFICATES

5.00% APY3 on a 10-month certificate

Grow your money faster! Certificate rates are at a 5-year high. SF Fire CU certificates give you a safe place to stash your cash and earn more.

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The SF Fire Credit Union Difference

SF Fire Credit Union has served the Bay Area for more than 70 years. Unlike banks, we’re not-for-profit, so we can reward our members by offering low loan rates, rich credit card rewards and fewer banking fees.

★ ★ ★ ★ ★
Among the Best Banks 2024

Newsweek

★ ★ ★ ★ ★
Diamond Award Winner 2024

America's Credit Unions

★ ★ ★ ★ ★
Voted Best Bay Area Credit Union 2024

SFGATE

Don't leave these Premium Travel Perks on the table

Enjoy up to 70% off hotels and and $370+ in hotel dollars when you open any account using promo code TRAVEL24 before September 30, 2024.

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Or call us at (415) 674-4800

Frequently Asked Questions

Terms & conditions apply. This offer is for new SF Fire credit union members who joined as of 7/22/2024 or later. You are not eligible for the free Premium Travel Membership for a year if you are an existing SF Fire Credit Union Member, but you can take advantage of the Standard Membership at no cost to you just for being an SF Fire CU member. Offer expires October 31, 2024. However, offer may be discontinued or changed at any time prior to the expiration date without notice. Within 2 weeks of account approval, we’ll send you an email with instructions to activate your Premium Travel Membership for free.

1  The total value of $499 includes up to $300 in cash bonuses upon the establishment of qualifying direct deposits, alongside a $199 value for Credit Union Travel's Premium Membership.

2ATM rebates are automatically posted to your account within two business days. We automatically rebate international surcharge fees, but in cases where the fees do not get reimbursed due to processing differences on some out-of-country networks or ATMs, please retain a copy of your receipt so that we can process any rebate of a surcharge that fails to refund automatically. The receipt must be presented no later than 60 days after the transaction cycle ending date of the SF Fire Credit Union account statement on which the transaction appears. Please note that any exchange fees do not qualify as ATM surcharges, and a surcharge must be clearly identified on your receipt for us to process the refund if it doesn't automatically appear in your account.

3APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for the full 365 days. Rate effective as of 12/15/2023 and is subject to change at any time without notice. All savings rates are variable. Dividend rate for Term Certificates is fixed for the length of the term. Active and retired Fire Department employees qualify for a 0.10% rate bump. Premium is the same for SFFD and Non-SFFD alike.

Term Certificates have a required minimum deposit of $250. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. 

SF Fire Credit Union Visa is a variable rate product. Rates as low as 12.50% as of 7/27/2023.  Actual terms depend on the applicant's creditworthiness. All loans subject to credit approval. Variable rate adjusts quarterly and equals Prime Rate plus 4.00% to 8.00% depending on credit worthiness. 12.00% is the Credit Union's floor rate and 18.00% is the ceiling rate. All terms and conditions of the VISA Agreement and Disclosure Statement apply, including monthly minimum payment requirements.

If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473), from 7am to 8pm (Pacific Time) Monday through Saturday.