Terms & conditions apply. This offer is for new SF Fire credit union members who joined as of 7/22/2024 or later. You are not eligible for the free Premium Travel Membership for a year if you are an existing SF Fire Credit Union Member, but you can take advantage of the Standard Membership at no cost to you just for being an SF Fire CU member. Offer expires October 31, 2024. However, offer may be discontinued or changed at any time prior to the expiration date without notice. Within 2 weeks of account approval, we’ll send you an email with instructions to activate your Premium Travel Membership for free.
1 The total value of $499 includes up to $300 in cash bonuses upon the establishment of qualifying direct deposits, alongside a $199 value for Credit Union Travel's Premium Membership.
2ATM rebates are automatically posted to your account within two business days. We automatically rebate international surcharge fees, but in cases where the fees do not get reimbursed due to processing differences on some out-of-country networks or ATMs, please retain a copy of your receipt so that we can process any rebate of a surcharge that fails to refund automatically. The receipt must be presented no later than 60 days after the transaction cycle ending date of the SF Fire Credit Union account statement on which the transaction appears. Please note that any exchange fees do not qualify as ATM surcharges, and a surcharge must be clearly identified on your receipt for us to process the refund if it doesn't automatically appear in your account.
3APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for the full 365 days. Rate effective as of 12/15/2023 and is subject to change at any time without notice. All savings rates are variable. Dividend rate for Term Certificates is fixed for the length of the term. Active and retired Fire Department employees qualify for a 0.10% rate bump. Premium is the same for SFFD and Non-SFFD alike.
Term Certificates have a required minimum deposit of $250. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.
SF Fire Credit Union Visa is a variable rate product. Rates as low as 12.00% as of 9/19/2024. Actual terms depend on the applicant's creditworthiness. All loans subject to credit approval. Variable rate adjusts quarterly and equals Prime Rate plus 4.00% to 8.00% depending on credit worthiness. 12.00% is the Credit Union's floor rate and 18.00% is the ceiling rate. All of the apply, including monthly minimum payment requirements.
If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473), from 7am to 8pm (Pacific Time) Monday through Saturday.