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As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
Bonnie, Parkside Native.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act
The Federal Fair Housing Act
The Fair Housing Act prohibits discrimination by direct providers of housing, such as landlords and real estate companies, as well as other entities, such as municipalities, banks, or other lending institutions, and homeowners insurance companies whose discriminatory practices make housing unavailable to persons because of:
- race or color
- religion
- sex
- national origin
- familial status, or
- disability
In cases involving discrimination in mortgage loans or home improvement loans, the Department of Justice may file suit under both the Fair Housing Act and the Equal Credit Opportunity Act.
Under the Fair Housing Act, the Department of Justice may bring lawsuits where there is a reason to believe that a person or entity is engaged in a "pattern or practice" of discrimination or where a denial of rights to a group of persons raises an issue of general public importance.
Where force or threat of force is used to deny or interfere with fair housing rights, the Department of Justice may institute criminal proceedings.
The Fair Housing Act also provides procedures for handling individual complaints of discrimination. Individuals who believe that they have been victims of an illegal housing practice, may file a complaint with the Department of Housing and Urban Development (HUD) or file their own lawsuit in federal or state court. The Department of Justice brings suits on behalf of individuals based on referrals from HUD.
If you believe you have been discriminated against, you should send a complaint to:
Processing Under Federal Fair Housing Act:
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington, DC 20410
Processing Under Federal Reserve Regulations:
Division of Consumer & Community Affairs
Federal Reserve Board
Washington, DC 20551
The Equal Opportunity Act
The Equal Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, because an applicant receives income from a public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act.
If you believe you have been discriminated against, you should file a complaint to:
Division of Consumer & Community Affairs
Federal Reserve Board
Washington, DC 20551
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Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM
