The Houck Family, enjoying the lake.
Putting them first since 2020.

BOAT, JET SKI, & ATV LOANS

Get out there

Explore the Bay with a new or used boat, jet ski, or ATV.

Key Features

As Low As
8.38%
Maximum
$75K
Up To
180

Stop waiting. Start exploring.

 

Enjoy the San Francisco Bay with a new or used boat. Off-road with a new or used ATV. Cut through the waves with a new or used jet ski.

Our competitive rates and easy application process could make your outdoor adventure dreams a reality.

 

Boat Loans

Hit the water in a new or used boat

If you’re ready to start exploring the Bay Area, we offer competitive boat loan rates for new or used boats. Stop sitting around on dry land. Start making waves.

Learn More

Jet Ski Loans

Get out there on a new or used jet ski

If you’re ready to start exploring the Bay Area, we offer competitive rates for new or used jet skis. Stop sitting around on dry land. Start making waves.

Learn More

ATV Loans

Hit the trails with a new or used ATV

If you’re ready to start exploring the Bay Area, we offer competitive rates for new or used ATV loans. Stop wondering what’s out there. Start exploring everywhere.

Learn More

New Boats, Jet Skis, ATVs: 2024 or Newer

Minimum Loan Amount

$15,000

Apply Now

Term1APR*
1 - 36 Months8.38%
Minimum Loan Amount

$15,000

Apply Now

Term2APR*
37 - 60 Months8.75%
Minimum Loan Amount

$50,000

Apply Now

Term3APR*
61 - 120 Months9.50%
Minimum Loan Amount

$75,000

Apply Now

Term4APR*
121 - 180 Months10.50%

*APR= Annual Percentage Rate. Rates effective are subject to change without notice.

All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other Boat/Jet Ski/ATV characteristics. Speak to a loan officer for details.

1Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 36 months at 8.38% APR will have a monthly payment of $473.00.

2Payment Example:  Boat/Jet Ski/ATV loan of $15,000 for 60 months at 8.75% APR will have a monthly payment of $310.00.

3Payment Example: Boat/Jet Ski/ATV loan of $50,000 for 120 months at 9.50% APR will have a monthly payment of $647.00.

4Payment Example: Boat/Jet Ski/ATV loan of $75,000 or 180 months at 10.50% APR will have a monthly payment of $829.00.

Used Boats, Jet Skis, ATVs: 2019 - 2023

Minimum Loan Amount

$15,000

Apply Now

Term1APR*
1 - 36 Months8.63%
Minimum Loan Amount

$15,000

Apply Now

Term2APR*
37 - 60 Months9.00%
Minimum Loan Amount

$50,000

Apply Now

Term3APR*
61 - 120 Months9.75%
Minimum Loan Amount

$75,000

Apply Now

Term4APR*
121 - 180 Months10.75%

*APR= Annual Percentage Rate. Rates effective are subject to change without notice.

All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other Boat/Jet Ski/ATV characteristics. Speak to a loan officer for details.

1Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 36 months at 8.63% APR will have a monthly payment of $474.00.

2Payment Example:  Boat/Jet Ski/ATV loan of $15,000 for 60 months at 9.00% APR will have a monthly payment of $311.00.

3Payment Example: Boat/Jet Ski/ATV loan of $50,000 for 120 months at 9.75% APR will have a monthly payment of $654.00.

4Payment Example: Boat/Jet Ski/ATV loan of $75,000 or 180 months at 10.75% APR will have a monthly payment of $841.00.

Discover More

Kundan, Bay Area artist.
Putting her first since 2016.
PLATINUM VISA CREDIT CARD

Say goodbye to credit card fees

Get the card that cuts out fees while giving you rewards, overdraft protection, and leading rates

Learn More
Kundan, Bay Area artist.
Putting her first since 2016.
Kristin, proud senior dog parent.
Putting her first since 2014.
ONLINE & MOBILE BANKING

Bank from anywhere

Stay on top of your money with intuitive online and mobile banking. Check balances, transfer funds, deposit checks, and more.

Learn More
Kristin, proud senior dog parent.
Putting her first since 2014.

Let's Talk

As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Fri 7:00 AM – 7:00 PM
Sat 9:00AM - 5:00PM

 

Stop by a branch

Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM

Find a Branch or ATM