BUYING A CAR
6 easy steps for buying a car
Whether you are looking at new or used cars, buying a car is a big purchase.
Learn MoreWhy an SF Fire Lease Buyout Loan?
| As Low As | ||
| $0 | Flexible | 2.54% |
| Fees | Terms | APR* |
|
$0
|
|
Flexible
|
|
As Low As
2.54%
|
Tired of being stuck with neverending lease payments? Our Lease Buyout Loans could put an end to those.
When you get a Lease Buyout Loan with us, you’ll also get competitive rates, flexible terms, and the satisfaction of knowing that your payments are going towarnds owning your car.
WHY BUYOUT YOUR LEASE?
Top 5 Reasons People Buy Out Their Leased Cars
There are many reasons you may want to buyout your lease. Maybe you want to start gaining equity in your car. Maybe you tired of restrictive leases.
Here are the top 5 reasons people buyout their leased cars:
- They’ve invested a decent amount as the first owner
- The car has low mileage and is in great condition
- They went over the allowed mileage
- They tired of excess wear and tear charges
- They’re tired of the never-ending lease cycle
Frequently Asked Questions
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Are Credit Cards eligible for firefighter discounts?
New Autos: 2025** or Newer
| Term1 | APR* |
|---|---|
| 12 to 48 Months | 4.63% |
| Term2 | APR* |
|---|---|
| 49-60 Months | 4.63% |
| Term3 | APR* |
|---|---|
| 61-72 Months | 4.63% |
| Term4 | APR* |
|---|---|
| 73-84 Months | 4.63% |
*APR = Annual Percentage Rate. Rates shown are the lowest available rates for qualified borrowers and include a 0.25% discount for Automatic Loan Payments. If Automatic Loan Payments are not established prior to the first payment date or cancelled at any time during the life of the loan, the interest rate will increase by 0.25%. The discount will not reduce the amount of loan payment; loan payments are calculated based on the non-discounted rate. Once removed, the discount cannot be reinstated.
New and Used Auto loan rates effective March 2, 2026. Rates are subject to change without notice. Rates will depend on an individual’s credit. All loans are subject to credit approval. Additional terms and conditions may apply.
New Payment Examples:
1Payment Example: Assuming a $5,000 auto loan for 48 months at 4.88% APR, the monthly payment will be $115.12.
2Payment Example: Assuming a $10,000 auto loan for 60 months at 4.88% APR, the monthly payment will be $188.56
3Payment Example: Assuming a $15,000 auto loan for 72 months at 4.88% APR, the monthly payment will be $241.25.
4Payment Example: Assuming a $25,000 auto loan for 84 months at 4.88% APR, the monthly payment will be $352.69.
Payment estimates are based on the 1st payment due date 45 days from origination. The discount WILL NOT reduce the amount of the loan payment; loan payments are calculated based on the non-discounted rate.
Classic & Older Autos
| Term1 | APR* |
|---|---|
| 12-48 Months | 8.79% |
| Term2 | APR* |
|---|---|
| 49-60 Months | 8.94% |
* APR = Annual Percentage Rate. Rates are subject to change without notice. Rates will depend on an individual’s credit. All loans are subject to credit approval. Additional terms and conditions may apply.
Classic Payment Examples
1Payment example: Classic auto loan of $5,000 for four years at 8.79% APR will have a monthly payment of $124.00.
2Payment example: Classic auto loan of $10,000 for five years at 8.94% APR will have a monthly payment of $207.00.
Payment estimates are based on the 1st payment due date 45 days from origination. Other rates and terms are available.
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MECHANICAL BREAKDOWN INSURANCE
Coverage you can count on
Don’t let car troubles stall your plans. Be prepared with out Mechanical Breakdown Insurance
Learn MoreLet's Talk
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