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As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
As a reminder, please stay vigilant for any suspicious communications. Your SF Fire team will never contact you directly by phone or text to request that you reset your password or share your credentials. To learn more about how to protect yourself and your loved ones, please visit our Fraud Prevention page.
We think the goal of homeownership should be for everybody. We also know that sometimes you need a little help to get you where you want to go. Don't worry, we've got you covered.
The Workforce Initiative Subsidy for Homeownership (WISH) Program is a down payment and closing cost assistance program that provides down payment assitance to eligible first-time homebuyers through a 4-to-1 matching program..Â
Here's how it works:
Let's say you have $5,500 for a down payment. WISH will match that with $22,000. Your total down payment on your first home is now $27,500.
Contact one of our mortgage consultants or send us a message in Online & Mobile Banking to see if you qualify.Â
Please note, while WISH is a federal program, SF Fire Credit Union is a California Real Estate lender.Â
Buying a home is an exciting time and a huge achievement. Before you buy that welcome mat, here are 11 things you should know and do.
A lot of first-time home buyers make the same mistakes. So, before you buy that welcome mat, here are 7 things to avoid when buying your first home.
Tired of renting? Learn about the steps to buying a house in the Bay Area, how long it takes, and how to speed up the process.
Average home prices in the Bay Area can be quite high. Find out if a jumbo loan is the right option for you.
Our great rates, local expertise, and member-first service make us the best choice for your mortgage.
As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM
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Loans subject to credit and collateral approval. WISH program is not available in all counties. Restrictions may apply. Terms and conditions subject to change.
IMPORTANT INFORMATION ABOUT THE CONFORMING FIXED-RATE LOAN:
Example: For a $285,000 30-year Conforming Fixed-Rate mortgage loan at 4.625% / 4.645% APR, the monthly principal and interest payment for 360 months would be $1,465.30. Payment amount does not include homeowners’ insurance or property taxes, which must be paid in addition to the monthly payment.