Gretchen, rancher and craftmaker.
Member since 2009.
Member since 2009.
Maybe you want to establish or rebuild your credit. Maybe an unexpected expense is threatening to deplete your savings account. A secured loan could help you in these situations.
A cash deposit, cashier's check, or funds from your SF Fire Credit Union account provides the security for a loan, so you can start achieving your goals.
To apply, stop by a branch or give us a call at 888-499-FIRE (3473), from 7:00 a.m. to 8:00 p.m (Pacific Time), Monday – Saturday.
Certificate Pledge
What We Offer
Get our low rate of 3.0% APR* above your current term certificate rate
Terms up to 60 months
Share Pledge
What We Offer
Get our low rate of 3.0% APR* above your current share rate
Terms up to 60 months
Share Pledge Visa
What We Offer
Get our low rate of 13.50% APR*
Security comes from funds in your Tiered Savings account
Secured Loan Rates
Type
Savings Secured (100% of pledged account(s))
| Term1 | APR* |
|---|---|
| up to 60 months | Share rate + 3.00% |
Type
Certificate Secured (100% of pledged account(s))
| Term2 | APR* |
|---|---|
| term of certificate | Certificate rate + 3.00% |
*APR=Annual Percentage Rate. Rates effective are subject to change without notice.
Secured (Savings or Certificate) Loans
1Payment Example - Savings Secured: A loan amount of $3,000 for 60 months at 3.02% APR (savings rate + 3%) would have a monthly payment of $53.94. Other rates and terms are available.
2Payment Example - Certificate Secured: A loan amount of $3,000 for 60 months at 3.50% APR (savings rate + 3%) would have a monthly payment of $54.59. Other rates and terms are available.
Kundan, Bay Area artist.
Member since 2016.
Member since 2016.
PLATINUM VISA CREDIT CARD
Say goodbye to credit card fees
Get the card that cuts out fees while giving you rewards, overdraft protection, and lower rates.
Learn More
Member since 2016.
Natalie, embracing SF opportunities.
Member since 2019.
Member since 2019.
CHECKING
Checking you can count on
We offer the Bay Area's best checking account. No minimum balance, no monthly fee, and up to 12 ATM surcharge rebates per month.
Learn More
Member since 2019.
Let's Talk
As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
Stop by a branch
Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM
