SFFire boat shooting water cannons
SFFire boat shooting water cannons

Fee Schedule

We believe in ethical banking, which means being as fair and transparent as possible.

Fee Schedule

Download: PERSONAL FEE SCHEDULE  |  BUSINESS FEE SCHEDULE

Scroll down or click on a topic to learn more:

Membership Fees

Fee Description Amount
Membership (non-refundable) $5.00

ATM & Debit Fees

Fee Description Amount
Use of SF Fire Credit Union ATMs No Fee
Use of CO-OP Network ATMs No Fee and No ATM Surcharges
ATM Surcharge Rebates 12 per Month; Maximum Rebate of $4 per Surcharge
Use of ‘Out-of-Network’ ATMs

First 12 Free Per Statement Cycle; $2.00 Per Transaction Thereafter
Point of Sale (POS) Transactions & Cash-Back at Retailers No Fee

International Foreign Transaction Fee (POS/ATM)

1% of transaction amount in U.S. dollars. This fee applies whether the transaction is made in a foreign currency and converted to U.S. dollars or made in U.S. dollars outside the United States.

Courtesy Pay Fee (Debit Card) Opt-in Required

$14.00 limit 4 times per day
Replacement Card No Fee
ATM Deposit Adjustment Fee $10.00

Checking Fees

Fee Description Amount
Checking Account No Monthly Fee
Courtesy Pay (ACH/Checks) $14.00 Limit 4 Times per Day
Check Orders Price Varies Based on Style
Check Orders (Age 55 and Older) Free (Basic Style)
Temporary Checks (set of 12) $5.00 for 12

Non-Sufficient Funds (NSF) Fees

Fee Description Amount
Returned ACH Item $14.00
Returned Check Item $14.00
Paid NSF ACH Item $14.00
Paid NSF Check Item $14.00

Stop Payment Fees

Fee Description Amount
Check $15.00
ACH Payment $15.00
Official Check Replacement $15.00
Stop Pay or Replacement Cancellation $15.00

Returned Item Fees

Fee Description Amount
Electronic Transfers (ACH) $10.00
Loan Payments $10.00

Wire Transfer Fees

Fee Description Amount
Domestic $25.00
International $60.00
Wire Amendment Fee $25.00

General Fees

Fee Description Amount
Account Research/Reconciliation $25.00 per hour
Cashier’s Check $5.00
Collection Item/Foreign Item $15.00 + Cost
Express Mail/Rush/Overnight Fee (Domestic) $15.00
Express Mail/Rush/Overnight Fee (International) Price Based on Destination
IRS Levy/Withholding/Judgement/Legal Order Processing $50.00 per Notice
Money Order $2 per item less than $300; $5 per item more than $301-$1000
Notary Service (Members) No Fee
Notary Service (Non-Members) $15.00 per Signature
Signature Guarantee (Medallion Stamp) No Fee; Must be member for at least 30 days
Non-Member Check Cashing $5.00
Coinstar Free for members; 12% non members

Term Certificate Fees

Fee Description Amount
Withdrawal Term less than 1 Year 45-Days Dividends
Withdrawal Term of 1 Year of Greater 180-Days Dividends

Consumer Loan Fees

 

Fee Description Amount
Late Payment $15.00
Loan Rate Reduction Processing $50.00

HSA/IRA Fees

Fee Description Amount
Health Savings Account (HSA) $2.00 Monthly Fee
Replacement HSA Debit Card $5.00
Individual Retirement Account (IRA) No Monthly Fee

Credit Card Fees

 

Fee Description Amount
Cash Advance No Fee
Balance Transfer No Fee
International Foreign Transaction Fee No Fee
Late Payment Charge $15.00
Over Credit limit No Fee
Authorized User Card $5.00
Replacement Card No Fee

Real Estate Fees

Fee Description Amount
Related Charges For a complete list of charges, please contact the SF Fire Credit Union Real Estate Lending Department by calling 888-499-FIRE (3473)

Let's talk

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call us

Call us

(415) 674-4800
(888) 499-FIRE (3473)
Mon-Fri 7:00 AM – 7:00 PM
Sat 9:00AM - 5:00PM

Stop by a branch

Stop by a branch

Branch hours
Mon-Fri 9:30AM – 5:30PM
Saturday 10:00AM – 2:00PM

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