Thomas, Rugby Pro.
Putting him first since 2010.

GETTING STARTED

We offer the best checking account in the Bay Area

No matter where you go, you should have fee-free access to your money. Our ATM Anywhere advantage lets you do just that.

Checking You Can Count On

 

Your checking account should be simple, free, and one that you can count on. No matter where you go, you should have fee-free access to your money. Our ATM Anywhere advantage lets you do just that. You've worked hard for your money. Stop paying to access it.

A checking account is an indispensable thing to have. You use it to pay for things you need like rent and utilities. And for things you enjoy, like dinner with friends or streaming services. It's your checking account and it should work for you.

At SF Fire Credit Union, we put our members first. Which is why our checking account is different than big banks like Bank of America or Wells Fargo.

The Customer Approach

Bank of America Advantage Plus Checking1

 

Monthly Fee: $12.00

Minimum to Open: $100.00

ATMs Nationwide: 16,200

Out-of-Network Fee: $2.50, plus any fee charged by the ATM operator.

Wells Fargo Preferred Checking2

 

Monthly Fee: $15.00

Minimum to Open: $25.00

ATMs Nationwide: 13,000

Out-of-Network Fee: $2.50, plus any fee charged by the ATM operator.

The Member-First Advantage

 

SF Fire Credit Union is a not-for-profit financial institution, owned and operated by our members (you!).

With our checking account, you'll get access to the Credit Union industry's Co-Op Network of 30,000 ATMs nationwide. Which is more than Bank of America and Wells Fargo combined.

And should you ever have to use an out-of-network ATM, we'll refund up to 12 ATM surcharge fees per month (up to $4 per transaction). That's up to $576 a year!

Plus, there's no minimum balance, no monthly fee, free overdraft protection, free bill pay, no foreign transaction fees. It's easy to see why we say we have the Bay Area's best checking account.

Become a member today, and come home to where the Bay Area banks.

 

Related Articles

Getting Started

Tips for Picking Your First Credit Card

Get­ting your first cred­it card can be an excit­ing moment. Take the time to research and find which option is best for you when open­ing your first cred­it card. Here are some tips to help get you started.

Learn More

Getting Started

5 Tips for Balancing Your Checking Account

A check­ing account is pret­ty much a nec­es­sary aspect of mod­ern life. You need it to pay bills, rent, and buy things online. It’s also equal­ly nec­es­sary to make sure you keep your check­ing account healthy, and make sure it works for you. These 5 sim­ple things can help you do just that. 

Learn More

Getting Started

11 Things You Should Know Before Getting Your First Credit Card

It’s true that’s estab­lish­ing and build­ing cred­it can be a good step for your finan­cial future. But there are also inher­ent risks involved with cred­it. Before you apply for your first card, make sure you edu­cate yourself. 

Learn More

Discover More

Nehemiah, international photographer.
Putting him first since 2012.
FREE CHECKING

Checking you can count on

We offer the Bay Area’s best checking account. No minimum balance, no monthly fee, and up to 12 ATM surcharge rebates per month.

Learn More
Nehemiah, international photographer.
Putting him first since 2012.
Kundan, Bay Area artist.
Putting her first since 2016.
CREDIT CARDS

Get the card that works for you

Our fee-friendly Platinum Visa Credit Card comes with rewards, travel benefits, and a low APR.

Learn More
Kundan, Bay Area artist.
Putting her first since 2016.

Let's Talk

As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call or Chat

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM*

*Please note that 'After Hours Phone Support' is available outside of regular Contact Center Hours.

Chat Now

Stop by a branch

Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

Find a Branch or ATM

  1. Bank of America will waive the fee if one of the following requirements are met during each statement cycle:
    • Have at least one qualifying direct deposit of $250 or more made to the account.
    • Maintain a minimum balance of $1,500 or more in the account.
    • Enroll in the Preferred Rewards program and qualify for the Gold, Platinum, or Platinum Honors tier.

2. Wells Fargo will waive the monthly fee if one of the following requirements are met during each statement period:

    • $10,000 or more in combined deposit balances.
    • Direct deposits totaling $1,000 or more.
    • A linked Wells Fargo home mortgage.