Loans

Learn more about loans and how they work

Before you take out a loan, make sure you understand how they work. Read these articles to find out which type is right for you and your specific needs.

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Loans

Does Your Credit Score Affect Personal Loan Options?

How does your cred­it score affect your loan options? Find out how to get the best rate on a per­son­al loan today. 

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Loans

What Does Refinance Mean?

If you have a loan at a high inter­est rate and you’re look­ing for low­er month­ly pay­ments, refi­nanc­ing the loan might be a good option.

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Loans

Debt Consolidation Loan Options

A debt con­sol­i­da­tion loan can help you meet finan­cial goals and improve your over­all finances — from get­ting out of debt to sav­ing for a home.

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Loans

How to Pay for College with a Home Equity Line of Credit

Using a home equi­ty line of cred­it (HELOC) to help pay for col­lege can seem like a good option. Find out if it’s right for you and your family. 

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Loans

10 Types of Loans

There are many dif­fer­ent types of loans for dif­fer­ent pur­pos­es. Each has its own terms, require­ments, and repay­ment struc­tures. Learn more about types of loans, what they can be used for, and which ones you should avoid. 

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Loans

Should I Pay Off Student Loans or Save for Retirement?

If you have stu­dent debt and extra mon­ey on hand, decid­ing whether to pay off stu­dent loans ear­ly or put those funds toward retire­ment can be tricky. Here are some things to consider. 

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Loans

Understanding Student Loans

If you’re get­ting ready to go to col­lege and need some help pay­ing for tuition, you do have options. Under­stand­ing the dif­fer­ent types of stu­dent loans can help you make an informed finan­cial deciscion. 

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Loans

How to Pay Off Student Loans

If you’ve recent­ly grad­u­at­ed, or are grad­u­at­ing soon, you’re prob­a­bly think­ing about how to repay your stu­dent loans. It can seem intim­i­dat­ing, but it does­n’t have to. Here’s a study guide that cov­ers every­thing you need to know about repay­ing loans. 

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Loans

Bay Area Rental Loans

It’s no secret that San Fran­cis­co rent is expen­sive. Don’t put first and last month’s rent on a cred­it card. Get help with our Rental Deposit Loans.

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Loans

Understanding Debt Consolidation

Is it time to con­sol­i­date your debt? Learn more about the dif­fer­ent strate­gies and find out which one is right for you. 

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Investments

Investing 101

The invest­ment land­scape can be extreme­ly dynam­ic and ever-evolv­ing. The first step is learn­ing to dis­tin­guish dif­fer­ent types of invest­ments and their indi­vid­ual risks.

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Money Trouble

3 Simple Ways to Stay Debt Free All Year

Learn how to set up a sim­ple strat­e­gy that will help you stay debt free all year. Stop spend­ing. Start get­ting ahead.

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Personal Finance

How to Save Money by Automating Your Finances

These days, you can pay just about any bill with­out lift­ing a fin­ger. Set­ting up auto pay can save you time and mon­ey each month, and you’ll know that your pay­ments are always on time. 

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Nehemiah, international photographer.
Liz, proud Bay Area Native.
LOANS

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We treat you like a person, not a number. Discover our simple application process, attractive interest rates, and responsive service.

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Liz, proud Bay Area Native.