Fair and Transparent
When you open an account with us, you agree to the terms and conditions described in these disclosure and agreement pages. These terms and conditions are governed and interpreted according to California and federal law. We may change the terms and conditions any time and will notify you of these changes in accordance with applicable laws and regulations. If you maintain your checking or savings account or renew your term account after the effective date of the change, you indicate your agreement to the change. The accounts described in the disclosures are affected by several particular federal laws.
If you have any questions, do not hesitate to contact us.
MEMBER CODE OF CONDUCT
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What’s changing with fees on December 15, 2025?
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Why are we making these changes?
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What is the difference between Overdraft Courtesy Pay vs Non-Sufficient Funds fee?
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What counts toward the “12 reimbursed” out‑of‑network ATM withdrawals?
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Are in‑network ATMs free?
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Do the new OD/CP or NSF caps apply to business accounts?
Let's Talk
As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
Stop by a branch
Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM