couple painting their kitchen
couple painting their kitchen
Home Equity Lines of Credit

Use the value of your home today

A Home Equity Line of Credit (HELOC) is perfect for paying off credit cards and other major expenses.

Why a Home Equity Line of Credit?

Possible
Zero Tax-deductible** Low
Zero
Possible
Tax-deductible**
Low

Your home can give itself a makeover.

Unlike most consumer debt like credit cards, a HELOC is secured by the equity you have in your home, so the interest rates are generally lower and the credit lines are generally higher (starting at $20,000).

If you need to borrow money, a HELOC is a smart option, especially for major expenses like debt consolidation or home improvements.

Here are just a few more reasons our members like HELOCs:

  • Lower monthly payments
  • You only pay interest on the amount you borrow
  • The interest you pay may be tax-deductible (consult your tax advisor)

If you own your home and want to learn more, call us at (888) 499-FIRE (3473) to speak to an experienced loan officer. Or, if you’re ready to get started, you can submit a no-obligation online application now.

Home Equity Line of Credit rates

Home Equity Line of Credit rates

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Home Equity Line of Credit

Should you use a HELOC for home improvements?

A HELOC could help you finance a home improvement project. Find out if it’s right for you.