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Escape bank fees when you join SF Fire Credit Union.

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Related Content (Learning Center)

Getting Started

What is a money market account

There’s never a wrong time to start saving money, and it can be done even with a tight budget. Here’s how.

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Getting Started

6 best short term investments

A short term investment like money market accounts or certificates are more flexible and less risky than stocks or other investment opportunities.

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Building Credit

5 simple ways to build credit

Anyone can build good credit, including you. It just takes a little time, patience, and good financial habits. Here are 5 things you can do to build good credit.

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Say goodbye to credit card fees

Platinum Visa® credit card

Say goodbye to credit card fees

Get the card that cuts out the fees while giving you rewards, overdraft protection, and lower rates.

Learn More

Say goodbye to credit card fees

Platinum Visa® credit card

Say goodbye to credit card fees

Get the card that cuts out the fees while giving you rewards, overdraft protection, and lower rates.

Learn More

Why choose a Fixed-Rate Home Loan?

A Fixed-Rate Mortgage lets you make the same monthly payments for the life of your loan. This means there won’t be any surprises to your budget.

Even though the payment stays the same each month, the amount that goes towards interest and principle will change over time. During the first few years, you’ll likely be making payments primarily towards interest.

The main advantage of a fixed-rate loan is that it protects you from sudden and potentially significant increases in monthly mortgage payments if interest rates rise.

The downside to fixed-rate mortgages is that when interest rates are high, qualifying for a loan could be difficult because the payments are less affordable.

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Competitive	Rates as low as	Close
$0	$0	Free
Monthly Fee	Minimum Balance	ATM Rebates

Competitive $0 Monthly Fee
Rates as low as $0 Minimum Balance
Close Free ATM Rebates

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Free ATM anywhere

Access any ATM free of charge

Stop paying to get your money. We automatically rebate up to 12 ATM surcharge fees per month (up to $4 per rebate) for our members².

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Free ATM anywhere

Access any ATM free of charge

Stop paying to get your money. We automatically rebate up to 12 ATM surcharge fees per month (up to $4 per rebate) for our members².

Learn more

Free ATM anywhere

Access any ATM free of charge

Stop paying to get your money. We automatically rebate up to 12 ATM surcharge fees per month (up to $4 per rebate) for our members².

Learn more

Free ATM anywhere

Access any ATM free of charge

Stop paying to get your money. We automatically rebate up to 12 ATM surcharge fees per month (up to $4 per rebate) for our members².

Learn more

Free ATM anywhere

Access any ATM free of charge

Stop paying to get your money. We automatically rebate up to 12 ATM surcharge fees per month (up to $4 per rebate) for our members².

Learn more

Free ATM anywhere

Access any ATM free of charge

Stop paying to get your money. We automatically rebate up to 12 ATM surcharge fees per month (up to $4 per rebate) for our members².

Learn more

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Platinum Visa Credit Card

Say goodbye to credit card fees

Get the card that cuts out the fees while giving you rewards, overdraft protection, and lower rates.

Learn More

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Platinum Visa Credit Card

Say goodbye to credit card fees

Get the card that cuts out the fees while giving you rewards, overdraft protection, and lower rates.

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Platinum Visa Credit Card

Say goodbye to credit card fees

Get the card that cuts out the fees while giving you rewards, overdraft protection, and lower rates.

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Info Cards - 4 cards

Platinum Visa Credit Card

Say goodbye to credit card fees

Get the card that cuts out the fees while giving you rewards, overdraft protection, and lower rates.

Learn more

Platinum Visa Credit Card

Say goodbye to credit card fees

Get the card that cuts out the fees while giving you rewards, overdraft protection, and lower rates.

Learn more

Platinum Visa Credit Card

Say goodbye to credit card fees

Get the card that cuts out the fees while giving you rewards, overdraft protection, and lower rates.

Learn more

Platinum Visa Credit Card

Say goodbye to credit card fees

Get the card that cuts out the fees while giving you rewards, overdraft protection, and lower rates.

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Simple Blockquote - Reasonable rates, minimal fees, zero hassles, consistently helpful and friendly staff...it's hard to ask for more.
— A. Fong, Member

Simple Blockquote - Reasonable rates, minimal fees, zero hassles, consistently helpful and friendly staff...it's hard to ask for more.
— A. Fong, Member

Latest News & Events

Interview with SF Fire Board Member Kim Weiss

March 30, 2026

2026 Arthur F. Mcintyre Scholarship Winners

March 30, 2026

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Latest 3 articles

Interview with SF Fire Board Member Kim Weiss

March 30, 2026

2026 Arthur F. Mcintyre Scholarship Winners

March 30, 2026

Shred Day May 2026

March 16, 2026

Bring your sensitive documents to our first Shred Day of 2026 on Monday May 11, from 10:00 AM to 1:00 PM.

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Call us

(415) 674-4800
(888) 499-FIRE (3473)
Mon-Fri 7:00 AM – 7:00 PM
Sat 9:00AM - 5:00PM

Stop by a branch

Branch hours
Mon-Fri 9:30AM – 5:30PM
Saturday 10:00AM – 2:00PM

Find a Branch or ATM

Frequently asked questions

Are Credit Cards eligible for firefighter discounts?
Are gift cards the only items that can be shipped to a P.O. Box?

Yes, gift cards that are valued under $300 can be delivered to a P.O. Box because they are shipped via First Class US Mail. However, gift cards that are over $300 cannot be shipped to a P.O. Box because they are shipped via UPS Ground. Our other merchandise is also shipped through UPS and requires a valid street address to ensure proper delivery.
Are in‑network ATMs free?
Are the dividends for Term Certificates compounded?
Are there additional fees that I need to pay for travel reservations?

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Footnote – as global content

¹Bank of America fees as of 4/3/2020

²Rebates are automatically posted to your account within two business days. We automatically rebate international surcharge fees, but in cases where the fees do not get reimbursed due to processing differences on some out-of-country networks or ATMs, please retain a copy of your receipt so that we can process any rebate of a surcharge that fails to refund automatically. The receipt must be presented no later than 60 days after the transaction cycle ending date of the SF Fire Credit Union account statement on which the transaction appears. Please note that any exchange fees do not qualify as ATM surcharges, and a surcharge must be clearly identified on your receipt for us to process the refund if it doesn’t automatically appear in your account.

Standard Coverage – includes ACH, checks, recurring debit card, online bill pay, teller window and internet/phone transactions.
Extended Coverage – (Must opt in) includes ATM and one-time debit card transactions, in addition to transactions covered under Standard Coverage. Extended Coverage Overdraft privilege does not apply to minor accounts, trust accounts, special accounts and HSAs.

Standard Coverage – includes ACH, checks, recurring debit card, online bill pay, teller window and internet/phone transactions.
Extended Coverage – (Must opt in) includes ATM and one-time debit card transactions, in addition to transactions covered under Standard Coverage. Extended Coverage Overdraft privilege does not apply to minor accounts, trust accounts, special accounts and HSAs.

Disclosures – as global content

¹Bank of America fees as of 4/3/2020

²Rebates are automatically posted to your account within two business days. We automatically rebate international surcharge fees, but in cases where the fees do not get reimbursed due to processing differences on some out-of-country networks or ATMs, please retain a copy of your receipt so that we can process any rebate of a surcharge that fails to refund automatically. The receipt must be presented no later than 60 days after the transaction cycle ending date of the SF Fire Credit Union account statement on which the transaction appears. Please note that any exchange fees do not qualify as ATM surcharges, and a surcharge must be clearly identified on your receipt for us to process the refund if it doesn’t automatically appear in your account.

Standard Coverage – includes ACH, checks, recurring debit card, online bill pay, teller window and internet/phone transactions.
Extended Coverage – (Must opt in) includes ATM and one-time debit card transactions, in addition to transactions covered under Standard Coverage. Extended Coverage Overdraft privilege does not apply to minor accounts, trust accounts, special accounts and HSAs.

Standard Coverage – includes ACH, checks, recurring debit card, online bill pay, teller window and internet/phone transactions.
Extended Coverage – (Must opt in) includes ATM and one-time debit card transactions, in addition to transactions covered under Standard Coverage. Extended Coverage Overdraft privilege does not apply to minor accounts, trust accounts, special accounts and HSAs.

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